439 Hillcrest Dr, Goshen, IN 46528 Property Records

Elkhart County property record for 439 Hillcrest Dr, Goshen, IN 46528

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,459 sqft · built 2002
Lot Size	0.453 acres (19,776 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (May 2021)
Tax Bill	$2,878 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-11-11-352-013.000-015`

Property Details

APN / Parcel Number

Primary APN	`20-11-11-352-013.000-015`
Alternative APN	`1111352013015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,459 sqft Living Area
1st Floor Area	1,459 sqft
Basement Area	1,459 sqft
Flooring	Subfloor

Exterior

Year Built	Built 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Asphalt
Lot Area	19,776 sqft (0.453 acres)
Lot Dimensions	206 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	144 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1111352013015
Old Parcel Number	1111352013015
Street Address	439 HILLCREST DR
City	GOSHEN
State	IN
Zip	46528-8801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	TERRACE PARK NORTH 7TH LOT 79
Legal Subdivision	TERRACE PARK NORTH
Legal Block	352
Legal Lot Number	79
Jurisdiction	ELKHART IN
Township / Civil Division	ELKHART
Census Block Group	1
Census Block	1027
Census Tract	202

Owner

Source: Elkhart County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	439 HILLCREST DR, GOSHEN, IN 46528-8801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF MIDDLEBURY
Sep 22, 2025	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK OF MIDDLEBURY
May 17, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF MIDDLEBURY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2021 · Amount on Record
Deed Sale	May 17, 2021 · Amount on Record
Prior Sale	Sep 27, 2002
Deed Document Number	0000002873
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	439 HILLCREST DR, GOSHEN, IN 46528-8801
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006904
Date	Jun 28, 2021
Instrument	2021-16904

Lender

Name	FIRST STATE BANK OF MIDDLEBURY
Type	Bank
Address	MIDDLEBURY, IN 46540

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2041

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	439 HILLCREST DR, GOSHEN, IN 46528-8801
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006425
Date	Sep 22, 2025
Instrument	2025-16425

Lender

Name	FIRST STATE BANK OF MIDDLEBURY
Type	Bank
Address	MIDDLEBURY, IN 46540

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 30, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	May 17, 2021
Property Address	439 HILLCREST DR, GOSHEN, IN 46528-8801
Document Number	0000002873
Map Reference	MB 23 PG 84
Instrument Date	May 14, 2021
Instrument	2021-12873
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 HILLCREST DR, GOSHEN, IN 46528-8801

Mortgage

Document Number	0000002874
Date	May 17, 2021
Instrument	2021-12874

Lender

Name	FIRST STATE BANK OF MIDDLEBURY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Elkhart Township
Municipality	Goshen City
Unified School District	Goshen Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$251,600 (+9.58%) Land $23,400 Building $228,200	$251,600 (+9.58%) Land $23,400 Building $228,200
2024	$2,878.00 (+9.93%)	$229,600 (+4.32%) Land $23,400 Building $206,200	$229,600 (+4.32%) Land $23,400 Building $206,200
2023		$220,100 (+6.43%) Land $23,400 Building $196,700	$220,100 (+6.43%) Land $23,400 Building $196,700
2022	$2,618.00 Homeowner's exemption	$206,800 Land $23,400 Building $183,400	$206,800 Land $23,400 Building $183,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOSHEN WATER UTILITY serves 32,267 people · EPA ID IN5220009
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
New Paris Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Frontier, Surf Internet.

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