Anne Arundel County property record for 439 Harding Ave, Odenton, MD 21113 · Last verified June 2026
| Property Type | Commercial > Retail |
|---|---|
| Bathrooms | 1 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1927 |
| Square Footage | 1,519 sqft Gross Area |
| Lot Size | 20,000 sqft (0.459 acres) |
| Last Sale | $122,700 (2017) |
| Tax Bill | $3,933.00 (2025) |
Source: Anne Arundel County records · APN 04-121-06009000
Assessment roll updated August 13, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 439 HARDING AVE, ODENTON, MD 21113-1305 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 04, 2026 | Deed of Trust, Mortgage · Line of Credit NORTHROP GRUMMAN FEDERAL CREDIT UNION |
| Jun 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTHROP GRUMMAN FCU |
| Oct 05, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Apr 26, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 26, 2017 · Amount on Record |
| Deed Sale | Apr 26, 2017 · Amount on Record |
| Prior Sale | Dec 18, 2012 · Amount on Record |
| Deed Doc Number | 201730872-077 |
| Deed Book / Page | 30872 / 77 |
| Prior Transfer Date | Feb 21, 2017 |
| Prior Transfer Doc | 0308720077 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 04, 2026 |
| Property Address | 439 HARDING AVE, ODENTON, MD 21113-1305 |
| Document Number | 4241000441 |
| Book / Page | 42411 / 441 |
| Instrument Date | May 26, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|---|
| Address | 439 HARDING AVE, ODENTON, MD 21113-1305 |
| Document Number | 4241000441, |
|---|---|
| Date | Jun 04, 2026 |
| Book Page | 42411/441 |
| Name | NORTHROP GRUMMAN FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 439 HARDING AVE, ODENTON, MD 21113-1305 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0370700408 |
|---|---|
| Date | Jun 26, 2021 |
| Book Page | 37070/408 |
| Name | NORTHROP GRUMMAN FCU |
|---|---|
| Type | Credit Union |
| Address | GARDENA, CA 90248 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 439 HARDING AVE, ODENTON, MD 21113-1305 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST EQUITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0325460351 |
|---|---|
| Date | Oct 05, 2018 |
| Book Page | 32546/351 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 26, 2017 |
| Property Address | 439 HARDING AVE, ODENTON, MD 21113-1305 |
| Document Number | 0308720077 |
| Book / Page | 30872 / 077 |
| Instrument Date | Feb 21, 2017 |
| Instrument | 30872-077 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2529 MAYTIME DR, GAMBRILLS, MD 21054-1421 |
| Document Number | 30872082 |
|---|---|
| Date | Apr 26, 2017 |
| Instrument | 30872-082 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 01, 2047 |
Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,933.00 (+5.95%) | $315,400 (+14.44%) Land $232,300 Building $83,100 | $315,400 (-) Land $232,300 Building $83,100 |
| 2024 | $3,712.00 (+23.36%) | ||
| 2023 | $3,009.00 | $275,600 | $315,400 Land $232,300 Building $83,100 |
Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 04-121-06009000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,519 sqft Gross Area |
| 1st Floor | 1,036 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Conventional Style |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 20,000 sqft (0.459 acres) |
| Porch | Open Porch |
| Porch Area | 263 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 12106009000 |
|---|---|
| Street Address | 439 HARDING AVE |
| City | ODENTON |
| State | MD |
| Zip | 21113-1305 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail |
| Legal Description | LTS 154 155 BONAVENTURE |
| Legal Subdivision | BONAVENTURE |
| Legal Block | 3 |
| Legal Lot Number | 154 |
| Jurisdiction | ANNE ARUNDEL MD |
| Minor Civil Division | 4 |
| Census Blockgroup | 3 |
| Census Block | 3018 |
| Census Tract | 740304 |
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