439 Grabtown Rd, Windsor, NC 27983 Property Records

Bertie County property record for 439 Grabtown Rd, Windsor, NC 27983

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,156 sqft · built 1958
Lot Size	1.88 acres (81,893 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Jul 2023)
Tax Bill	$663 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5891-28-9881`

Property Details

APN / Parcel Number

Primary APN	`5891-28-9881`
Alternative APN	`37020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,156 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	81,893 sqft (1.88 acres)
Garage Area	875 sqft
Porch	Patio
Mobile Home / RV Hookup	Mobile Home / RV Hookup
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Account Number	37020
Street Address	439 GRABTOWN RD
City	WINDSOR
State	NC
Zip	27983-7569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOME (BOND #4)
Legal Subdivision	MAP OF J W BOND LAND
Jurisdiction	BERTIE NC
Township / Civil Division	WINDSOR
Census Block Group	4
Census Block	4029
Census Tract	960401

Owner

439 Grabtown Rd is owned and occupied by an individual who bought it in July 2023.

Source: Bertie County records, as of April 27, 2026

Owner of Record	Individual Name on File
Mailing Address	439 GRABTOWN RD, WINDSOR, NC 27983-7569
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNITED COMMUNITY BANK
Jul 26, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2023 · Amount on File
Deed Sale	Jul 26, 2023 · Amount on File
Deed Document Number	20231054
Deed Book / Page	1019 / 239
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERTIE NC
Property Address	439 GRABTOWN RD, WINDSOR, NC 27983-7569
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001019/802
Date	Aug 11, 2023
Book Page	1019/802

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERTIE NC
Recording Date	Jul 26, 2023
Property Address	439 GRABTOWN RD, WINDSOR, NC 27983-7569
Document Number	001019/239
Book / Page	1019 / 239
Map Reference	MB 717 PG 170
Instrument Date	Jul 17, 2023
Transaction Type	Transfer
Record Updated	Feb 19, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 GRABTOWN RD, WINDSOR, NC 27983-7569

Mortgage

Document Number	0001019242
Date	Jul 26, 2023
Instrument	1019/242

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Mortgage

Document Number	001019/255
Date	Jul 26, 2023
Book Page	1019/255

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 439 Grabtown Rd was $663.

Source: Bertie County assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Bertie County
Unified School District	Bertie County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$663.00	$68,558 (-) Land $11,537 Building $57,021	$68,558 (-) Land $11,537 Building $57,021
2024	$663.00 (+7.28%)	$68,558 (-) Land $11,537 Building $57,021	$68,558 (-) Land $11,537 Building $57,021
2023	$618.00 (+4.22%)	$68,558 (-) Land $11,537 Building $57,021	$68,558 (-) Land $11,537 Building $57,021
2022	$593.00	$68,558 Land $11,537 Building $57,021	$68,558 Land $11,537 Building $57,021

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 439 Grabtown Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 439 Grabtown Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERTIE COUNTY REGIONAL WATER serves 13,736 people · EPA ID NC0408085
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fybe Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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