Lincoln County property record for 439 Glencrest Dr, Stanley, NC 28164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,615 sqft · built 2000 |
| Lot Size | 0.295 acres (12,850 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $342,500 (Dec 2021) |
| Tax Bill | $2,257 (2026) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Aug 2020 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4602-50-6394 |
| Primary APN | 4602-50-6394 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,615 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 12,850 sqft (0.295 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 288457 |
|---|---|
| Street Address | 439 GLENCREST DR |
| City | STANLEY |
| State | NC |
| Zip | 28164-9736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-MU CU |
| Legal Description | #21THE GATES AT WSIDE CSN |
| Legal Subdivision | GATES WATERSIDE XING |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 71102 |
439 Glencrest Dr is owned and occupied by two individuals who bought it in December 2021.
Source: Lincoln County records, as of August 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 439 GLENCREST DR, STANLEY, NC 28164-9736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK |
| Aug 24, 2020 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Aug 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS CU |
| Jul 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS FCU |
| Jul 25, 2018 | Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2021 · Amount on File |
| Deed Sale | Dec 1, 2021 · Amount on File |
| Prior Sale | Apr 14, 2000 · Amount on File |
| Deed Document Number | 2021643539 |
| Deed Book / Page | 3112 / 824 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Dec 1, 2021 |
| Property Address | 439 GLENCREST DR, STANLEY, NC 28164-9736 |
| Document Number | 3112824 |
| Book / Page | 3112 / 824 |
| Map Reference | MB 9 PG 254 |
| Instrument Date | Dec 1, 2021 |
| Instrument | 643539 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $685.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 411 WALNUT ST # 18865, 411, GREEN COVE SPRINGS, FL 32043-3443 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 439 GLENCREST DR, STANLEY, NC 28164-9736 |
| Document Number | 643540 |
|---|---|
| Date | Dec 1, 2021 |
| Instrument | 643540 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 439 GLENCREST DR, STANLEY, NC 28164-9736 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2941837 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 2941/837 |
| Instrument | 614455 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 439 GLENCREST DR, STANLEY, NC 28164-9736 |
| Document Number | 2941836 |
| Instrument Date | Aug 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2020 |
| Title Company | ACCURATE TITLE GROUP, ACCURATE TITLE GRP |
| Name | Verified Name |
|---|---|
| Address | 439 GLENCREST DR STANLEY NC 281649736, STANLEY, NC 28164-9736 |
| Document Number | 2941836 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 002941/000836 |
| Instrument | 614454 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 23, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 439 GLENCREST DR, STANLEY, NC 28164-9736 |
| Document Number | 2759590 |
| Instrument Date | Jul 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 439 GLENCREST DR STANLEY NC 281649736, STANLEY, NC 28164-9736 |
| Document Number | 2759590 |
|---|---|
| Date | Jul 31, 2018 |
| Book Page | 002759/000590 |
| Instrument | 581286 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 30, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 439 GLENCREST DR, STANLEY, NC 28164-9736 |
| Document Number | 2759606 |
| Instrument Date | Jul 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 439 GLENCREST DR STANLEY NC 281649736, STANLEY, NC 28164-9736 |
| Document Number | 2759606 |
|---|---|
| Date | Jul 31, 2018 |
| Book Page | 002759/000606 |
| Instrument | 581287 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | DENVER, NC 28037 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 439 Glencrest Dr was $2,257.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,257.00 | $350,565 Land $82,000 Building $268,565 | $350,565 Land $82,000 Building $268,565 |
| 2023 | $2,228.00 | $350,565 Land $82,000 Building $268,565 | $350,565 Land $82,000 Building $268,565 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 439 Glencrest Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 439 Glencrest Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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