439 E Vanderbilt Loop, Montgomery, AL 36109 Property Records

Montgomery County property record for 439 E Vanderbilt Loop, Montgomery, AL 36109 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,666 sqft · built 1972
Lot Size	0.306 acres (13,343 sqft)
Owner	Individual Name on File
Last Sale	$189,900 (Mar 2024)
Tax Bill	$825 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-01-12-2-002-015.000`

Property Details

APN / Parcel Number

Primary APN	`10-01-12-2-002-015.000`
Alternative APNs	`0310011202002015000` `228427`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,666 sqft Living Area
Gross Area	1,674 sqft
1st Floor Area	1,674 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	13,343 sqft (0.306 acres)
Lot Dimensions	177 ft deep x 75 ft wide

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Open Porch
Porch Area	252 sqft
Utility Building	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	228427
Old Parcel Number	0310011202002015000
Street Address	439 E VANDERBILT LOOP
City	MONTGOMERY
State	AL
Zip	36109-3221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1001122002015000
Legal Subdivision	COLLEGE GROVE 4
Legal Block	L
Legal Lot Number	22
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MONTGOMERY
Census Block Group	4
Census Block	4004
Census Tract	2600

Owner

Source: Montgomery County records · APN 10-01-12-2-002-015.000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	439 E VANDERBILT LOOP, MONTGOMERY, AL 36109-3221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Warranty Deed, Transfer · FHA Mortgage SOUTHPOINT BANK
Nov 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 13, 2024 · Amount on Record
Deed Sale	Mar 13, 2024 · Amount on Record
Prior Sale	Jul 06, 1998
Deed Document Number	0006099914
Deed Book / Page	6099 / 914
Record Updated	Jun 08, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Mar 13, 2024
Property Address	439 E VANDERBILT LOOP, MONTGOMERY, AL 36109-3221
Document Number	0060990914
Book / Page	6099 / 914
Map Reference	MB 23 PG 235
Instrument Date	Mar 08, 2024
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1111 SHAWNEE WAY, BOWLING GREEN, KY 42104-4254

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 E VANDERBILT LOOP, MONTGOMERY, AL 36109-3221

Mortgage

Document Number	0060990916
Date	Mar 13, 2024
Instrument	6099-0916

Lender

Name	SOUTHPOINT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

Mortgage

Document Number	0060990929
Date	Mar 13, 2024
Book Page	6099/929

Lender

Name	SOUTHPOINT BANK
Type	Bank
Address	BIRMINGHAM, AL 35243

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	439 E VANDERBILT LOOP, MONTGOMERY, AL 36109-3221
Transaction Type	Mortgage
Record Updated	Feb 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 E VANDERBILT LOOP, MONTGOMERY, AL 36109-3221

Mortgage

Document Number	0059090686
Date	Nov 30, 2022
Book Page	5909/686

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$825.00 (+7.28%) Homeowner's exemption	$17,640 (+7.04%) Land $2,000 Building $15,640	$176,400 (+7.04%) Land $20,000 Building $156,400
2023	$769.00 Homeowner's exemption	$16,480 Land $2,000 Building $14,480	$164,800 Land $20,000 Building $144,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (01101C), updated February 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 011010026004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1979–2018)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2018, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 257 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Telapex	Fiber	10,000 / 10,000
WOW Internet, Cable & Phone	Cable	1,200 / 50
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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