Warren County property record for 439 E State Rte 73, Springboro, OH 45066 · Last verified May 2024
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,224 sqft · built 1987 |
| Lot Size | 1.43 acres (62,596 sqft) |
| Owner | Individual Name on File |
| Last Sale | $700,000 (Aug 2022) |
| Tax Bill | $7,952 (2023) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2022 Line of Credit + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 05-31-300-042-0 |
| Primary APN | 05-31-300-042-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,224 sqft Living Area |
| 1st Floor Area | 636 sqft |
| 2nd Floor Area | 1,294 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Logs |
| Construction Type | Frame |
| Foundation Type | Block |
| Lot Area | 62,596 sqft (1.43 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 1,536 sqft |
| Parking Spaces | 6 Parking Spaces |
| Deck Area | 364 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 125709 |
|---|---|
| Street Address | 439 E STATE ROUTE 73 |
| City | SPRINGBORO |
| State | OH |
| Zip | 45066-9785 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5 -3-31 1.4367 AC. |
| Legal Block | 300 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 30504 |
Source: Warren County records · APN 05-31-300-042-0
Assessment roll updated August 1, 2023 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 439 E STATE ROUTE 73, SPRINGBORO, OH 45066-9785 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CIVISTA BANK |
| Jun 28, 2022 | Deed of Trust, Mortgage · Line of Credit CIVISTA BANK |
| Aug 01, 2022 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 01, 2022 · Amount on Record |
| Deed Sale | Aug 01, 2022 · Amount on Record |
| Prior Sale | Jul 19, 2018 · Amount on Record |
| Deed Document Number | 0000024841 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 439 E STATE ROUTE 73, SPRINGBORO, OH 45066-9785 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000010161 |
|---|---|
| Date | Mar 05, 2021 |
| Instrument | 2021-010161 |
| Name | CIVISTA BANK |
|---|---|
| Type | Bank |
| Address | SANDUSKY, OH 44870 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 439 E STATE ROUTE 73, SPRINGBORO, OH 45066-9785 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 439 E STATE ROUTE 73, SPRINGBORO, OH 45066-9785 |
| Document Number | 0000021241 |
|---|---|
| Date | Jun 28, 2022 |
| Instrument | 2022-021241 |
| Name | CIVISTA BANK |
|---|---|
| Type | Bank |
| Address | SANDUSKY, OH 44870 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Aug 01, 2022 |
| Property Address | 439 E STATE ROUTE 73, SPRINGBORO, OH 45066-9785 |
| Document Number | 0000024841 |
| Instrument Date | Jul 23, 2022 |
| Instrument | 2022-024841 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 439 E STATE ROUTE 73, SPRINGBORO, OH 45066-9785 |
| Document Number | 0000024842 |
|---|---|
| Date | Aug 01, 2022 |
| Instrument | 2022-024842 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
Source: Warren County records · Assessment roll updated August 1, 2023 · Last verified May 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Unified School District | Springboro Community City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $7,952.00 (+35.45%) Homeowner's exemption | $179,260 (+32.29%) Land $15,173 Building $164,087 | |
| 2022 | $5,871.00 Homeowner's exemption | $135,503 Land $15,173 Building $120,330 | $512,170 (+32.29%) Land $43,350 Building $468,820 |
| 2021 | $387,150 Land $43,350 Building $343,800 |
Source: FEMA National Flood Hazard Layer, Warren County (39165C), updated June 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391650305042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 7 (1983–2013) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jul 2013, rainfall accumulation |
| Wildfire Risk | Low above 7% of the US · above 31% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Point Broadband Fiber Holding | Fiber | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, Cincinnati Bell. Availability varies by address; speeds are provider-advertised maximums, not measured.
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