439 E Main St, Belmond, IA 50421 Property Records

Wright County property record for 439 E Main St, Belmond, IA 50421

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,344 sqft · built 1885
Lot Size	0.133 acres (5,808 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Oct 2005)
Tax Bill	$1,196 (2025)
Deeds & Mortgages	Oct 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`04-30-111-025`

Property Details

APN / Parcel Number

Primary APN	`04-30-111-025`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
1st Floor Area	532 sqft
Basement Area	266 sqft
Unfinished Basement	266 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	5,808 sqft (0.133 acres)
Lot Dimensions	132 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	439 E MAIN ST
City	BELMOND
State	IA
Zip	50421-1223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/3 OF LOT 7 & W 21' OF LOT 8 BLOCK 19 ORIG
Legal Subdivision	BELMOND ORIGINAL TOWN
Legal Block	19
Legal Lot Number	7,8
Jurisdiction	WRIGHT IA
Township / Civil Division	PLEASANT
Census Block Group	2
Census Block	2048
Census Tract	680100

Owner

439 E Main St is owned by an individual who acquired it in October 2022.

Source: Wright County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1104 WINDSOR PL, BELMOND, IA 50421-9740
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2005 · Amount on File
Deed Sale	Oct 4, 2005 · Amount on File
Deed Document Number	20052532
Deed Book / Page	113 / 221
Last Transfer Date	Oct 4, 2022
Transfer Doc	02022/2277
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WRIGHT IA
Recording Date	Oct 14, 2022
Property Address	439 E MAIN ST, BELMOND, IA 50421-1223
Document Number	02022/2277
Book / Page	2022 / 2277
Instrument Date	Oct 4, 2022
Instrument	2022-2277
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 WINDSOR PL, BELMOND, IA 50421-9740

Tax Assessment & Valuation

The 2025 property tax bill for 439 E Main St was $1,196, up 11.6% from the year before.

Source: Wright County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Belmond City
County	Wright County
Unified School District	Belmond-Klemme Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,000 (-) Land $8,800 Building $50,200	$59,000 (-) Land $8,800 Building $50,200
2025	$1,196.00 (+11.57%)	$59,000 Land $8,800 Building $50,200	$59,000 Land $8,800 Building $50,200
2024	$1,072.00
2023		$52,200 (+19.45%) Land $8,800 Building $43,400	$52,200 Land $8,800 Building $43,400
2022	$982.00	$43,700 Land $8,800 Building $34,900
2021			$43,700 Land $8,800 Building $34,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 439 E Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective February 20, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 439 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMOND WATER SUPPLY serves 2,463 people · EPA ID IA9905003
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comm 1 Connects Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130