Clay County property record for 439 E Franklin St, Liberty, MO 64068 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,418 sqft · built 1909 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $473,812 (Apr 2024) |
| Tax Bill | $4,420 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Apr 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-115-00-06-004.00 |
| Primary APN | 15-115-00-06-004.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,418 sqft Living Area |
| Gross Area | 3,848 sqft |
| 1st Floor Area | 1,284 sqft |
| Basement Area | 1,158 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 105 ft deep x 105 ft wide |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 439 E FRANKLIN ST |
|---|---|
| City | LIBERTY |
| State | MO |
| Zip | 64068-1857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILSONS ADDITION TR A LT 2 |
| Legal Range | 31W |
| Legal Township | 51N |
| Legal Section | 08 |
| Legal Subdivision | WILSONS ADDITION |
| Legal Tract | A |
| Legal Lot Number | 2 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | LIBERTY |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 21401 |
Source: Clay County records · APN 15-115-00-06-004.00
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 439 E FRANKLIN ST, LIBERTY, MO 64068-1857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PRIME LENDING INC |
| Apr 19, 2024 | Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 17, 2024 · Amount on Record |
| Deed Sale | Apr 17, 2024 · Amount on Record |
| Prior Sale | Aug 24, 2007 · Amount on Record |
| Deed Document Number | 20247755 |
| Deed Book / Page | 9720 / 76 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 439 E FRANKLIN ST, LIBERTY, MO 64068-1857 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2026 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 439 E FRANKLIN ST, LIBERTY, MO 64068-1857 |
| Document Number | 0000002676 |
|---|---|
| Date | Jan 30, 2026 |
| Book Page | 10098/60 |
| Instrument | 2026002676 |
| Name | PRIME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 439 E FRANKLIN ST, LIBERTY, MO 64068-1857 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Title Company | STEWART TITLE COMPANY-MIDLAND DIV, STEWART TTL CO MIDWEST DIVI |
| Name | Verified Name |
|---|---|
| Address | 439 E FRANKLIN ST, LIBERTY, MO 64068-1857 |
| Document Number | 0000007979 |
|---|---|
| Date | Apr 19, 2024 |
| Book Page | 9721/140 |
| Instrument | 2024007979 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Liberty City |
| Unified School District | Liberty 53 School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,420.00 (+21.46%) | $61,520 (+32.22%) | $323,789 (+32.22%) |
| 2023 | $3,639.00 (+24.28%) | $46,530 | $244,894 |
| 2019 | $2,928.00 |
Source: FEMA National Flood Hazard Layer, Clay County (29047C), updated May 10, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290470214011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Aug 1982, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Jewell-Lightburne Historic District listed 2001 · NRIS 00001606 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 365 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Google Fiber | Fiber | 8,000 / 8,000 |
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Wisper ISP, KC Web, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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