439 E Elliott Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 439 E Elliott Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 850 sqft · built 1951
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$227,250 (Jul 2026)
Tax Bill	$2,553 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24M-52-0265`

Property Details

APN / Parcel Number

Primary APN	`24M-52-0265`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	850 sqft Living Area
1st Floor Area	850 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	53 ft deep x 60 ft wide
Terrain	Above Road/Slope
Patio Area	324 sqft
Canopy	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	439 E ELLIOTT AVE
City	SAINT LOUIS
State	MO
Zip	63122-6403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32I1
Legal Description	EAST KIRKWOOD LOT PT 37 LOC 503 FT W OF CLARK AVE
Legal Subdivision	EAST KIRKWOOD
Legal Lot Number	37
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	1
Census Block	1036
Census Tract	218600

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	439 E ELLIOTT AVE, SAINT LOUIS, MO 63122-6403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION
Nov 20, 2025	Warranty Deed, Transfer · Commercial Mortgage BDS 44 LLC
Jan 8, 2018	Deed of Trust, Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2026 · Amount on Record
Deed Sale	Jul 22, 2026 · Amount on Record
Prior Sale	Nov 20, 2025 · Amount on Record
Deed Document Number	202674
Prior Transfer Date	Aug 11, 2010
Prior Transfer Doc	0000000669
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 22, 2026
Property Address	439 E ELLIOTT AVE, SAINT LOUIS, MO 63122-6403
Document Number	0000000074
Instrument Date	Jul 16, 2026
Instrument	202672274
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 E ELLIOTT AVE, SAINT LOUIS, MO 63122-6403

Mortgage

Document Number	0000000075,
Date	Jul 22, 2026
Instrument	202672275

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 20, 2025
Property Address	439 E ELLIOTT AVE, SAINT LOUIS, MO 63122-6403
Document Number	2025112000520
Instrument Date	Nov 19, 2025
Instrument	2025112000520
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	134 RUTHERGLEN DR, VALLEY PARK, MO 63088-1551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 PAMPANO LN, SAINT CHARLES, MO 63301-3812

Mortgage

Document Number	2025112000521
Date	Nov 20, 2025
Instrument	2025112000521

Lender

Name	BDS 44 LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	439 E ELLIOTT AVE, SAINT LOUIS, MO 63122-6403
Document Number	0228620464
Book / Page	022862 / 000464
Instrument Date	Jan 8, 2018
Transaction Type	Mortgage
Record Updated	Jan 23, 2018
Title Company	CLEAR TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 E ELLIOTT AVE KIRKWOOD MO 631226403, KIRKWOOD, MO 63122-6403

Mortgage

Document Number	0228620464
Date	Jan 18, 2018
Book Page	022862/000464
Instrument	123

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,020 (-) Land $37,530 Building $7,490	$236,900 (-) Land $197,500 Building $39,400
2025	$2,553.00 (+21.05%)	$45,020 (+34.91%) Land $37,530 Building $7,490	$236,900 (+34.91%) Land $197,500 Building $39,400
2024	$2,109.00 (+1.59%)	$33,370 (-) Land $24,020 Building $9,350
2023	$2,076.00 (+8.01%)	$33,370 (+23.59%) Land $24,020 Building $9,350	$175,600 (+23.57%) Land $126,400 Building $49,200
2022	$1,922.00	$27,000 Land $18,030 Building $8,970
2021			$142,100 Land $94,900 Building $47,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–1987)
Most Recent Claim	Jun 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Wisper ISP.

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