439 E Dearborn St, Englewood, FL 34223 Property Records

Sarasota County property record for 439 E Dearborn St, Englewood, FL 34223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 1958
Lot Size	0.452 acres (19,704 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jul 2022)
Tax Bill	$1,994 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`0853-02-0049`

Property Details

APN / Parcel Number

Primary APN	`0853-02-0049`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1998
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Metal
Lot Area	19,704 sqft (0.452 acres)
Lot Dimensions	120 ft deep x 89 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	121 sqft
Porch	Open Porch
Porch Area	270 sqft
Utility Building	222 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	439 E DEARBORN ST
City	ENGLEWOOD
State	FL
Zip	34223-3411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3
Legal Description	ELY 1/2 OF LOT 3 & ALL OF LOTS 4, 5 & 6, BLK B, DEER CREEK PARK UNIT 1, ORI 2001042768, ORI 2001098656, 2007182071
Legal Range	20E
Legal Township	40S
Legal Section	31
Legal Subdivision	DEER-CREEK PARK UNIT 1
Legal Tract	637
Legal Block	B
Legal Lot Number	3-6 5
Legal Unit	1
Jurisdiction	SARASOTA FL
Township / Civil Division	ENGLEWOOD
Census Block Group	2
Census Block	2010
Census Tract	2605

Owner

439 E Dearborn St is owned and occupied by an individual who bought it in July 2022.

Source: Sarasota County records, as of January 12, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	439 E DEARBORN ST, ENGLEWOOD, FL 34223-3411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2022 · Amount on File
Deed Sale	Jul 15, 2022 · Amount on File
Prior Sale	Oct 4, 2000 · Amount on File
Deed Document Number	2022118978
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Jul 15, 2022
Property Address	439 E DEARBORN ST, ENGLEWOOD, FL 34223-3411
Document Number	0000118978
Map Reference	MB 2 PG 176
Instrument Date	Jul 15, 2022
Instrument	2022118978
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	925 S RIVER RD # RDA26, RDA26, ENGLEWOOD, FL 34223-3909

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2901 CREEK RD, ELVERSON, PA 19520-9163

Mortgage

Document Number	0000118979
Date	Jul 15, 2022
Instrument	2022118979

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 439 E Dearborn St was $1,994 with a homeowner's exemption.

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,994.00 Homeowner's exemption	$210,200 Land $76,800 Building $133,400	$210,200 Land $76,800 Building $133,400
2023	$3,328.00 (+239.94%)	$233,200 (+244.67%) Land $55,100 Building $178,100	$233,200 (+55.05%) Land $55,100 Building $178,100
2022	$979.00	$67,659	$150,400 Land $62,700 Building $87,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 439 E Dearborn St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 177 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	618 units insured incl. 441 condo units
Nearby Flood Claims	159 (1995–2024)
Claims Outside the SFHA	28 of 159
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 45 claims Hurricane Helene, Sep 2024 · 38 claims Hurricane Ian, Sep 2022 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 439 E Dearborn St is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENGLEWOOD WATER DIST public/private · serves 38,265 people · EPA ID FL6580531
Water Source	Groundwater
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20