439 E 18th St, Paterson, NJ 07524 Property Records

Passaic County and Paterson City property record for 439 E 18th St, Paterson, NJ 07524

Property Summary

Property Type	Single Family Home
Details	2,008 sqft · built 1700
Lot Size	0.052 acres (2,252 sqft)
Owner	Individual Name on Record
Last Sale	$610,000 (Dec 2025)
Tax Bill	$11,017 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2024 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`08-03301-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`08-03301-0000-00022`
Alternative APN	`08E0644000000021`

Interior

Stories	2 Stories
Building Area	2,008 sqft Living Area

Exterior

Year Built	Built 1700
Effective Year Built	Effective 1700
Construction Type	Frame
Lot Area	2,252 sqft (0.052 acres)
Lot Dimensions	90 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	08E0644000000021
Street Address	439 E 18TH ST
City	PATERSON
State	NJ
Zip	07524-2711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3301
Legal Lot Number	22
Jurisdiction	PASSAIC NJ
Township / Civil Division	PATERSON
Census Block Group	3
Census Block	3001
Census Tract	181200

Owner

Source: Passaic County and Paterson City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	439 E 18TH ST, PATERSON, NJ 07524-2711
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 16, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 1, 2025	Deed of Trust, Mortgage · FHA Mortgage ABSOLUTE HOME MORTGAGE CORP
Dec 29, 2025	Deed, Transfer · FHA Mortgage ABSOLUTE HOME MORTGAGE CORP
Apr 27, 2022	Intrafamily Transfer, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 16, 2019	Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Jul 18, 2018	Deed of Trust, Mortgage 59 LINCOLN AVENUE LLC
Jul 18, 2018	Trustee's Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2025 · Amount on Record
Deed Sale	Dec 29, 2025 · Amount on Record
Prior Sale	Apr 27, 2022
Deed Document Number	202543998
Deed Book / Page	5023 / 244
Prior Transfer Date	Oct 8, 2021
Prior Transfer Doc	0000023341
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	439 E 18TH ST, PATERSON, NJ 07524-2711
Transaction Type	Mortgage
Record Updated	Apr 15, 2026
Title Company	TOWNSGATE CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 E 18TH ST, PATERSON, NJ 07524-2711

Mortgage

Document Number	0000006772
Date	Feb 19, 2026
Book Page	M19811/20
Instrument	2026006772

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2055

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	439 E 18TH ST, PATERSON, NJ 07524-2711
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 E 18TH ST, PATERSON, NJ 07524-2711

Mortgage

Document Number	0000022315
Date	Jul 16, 2024
Book Page	M18980/38
Instrument	2024022315

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Nov 1, 2051

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	439 E 18TH ST, PATERSON, NJ 07524-2711
Transaction Type	Mortgage
Record Updated	Jan 7, 2026
Title Company	UNKNOWN, VIGILANT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	781 MADISON AVE, PATERSON, NJ 07501-2410

Mortgage

Document Number	0000040541
Date	Dec 1, 2025
Book Page	M19683/64
Instrument	2025040541

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFIELD, NJ 07004

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Apr 1, 2055

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Dec 29, 2025
Property Address	439 E 18TH ST, PATERSON, NJ 07524-2711
Document Number	0000043998
Book / Page	D5023 / 244
Instrument Date	Mar 14, 2025
Instrument	2025043998
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	THE SECURITY TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	626 E 32ND ST, PATERSON, NJ 07513-1113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 E 18TH ST, PATERSON, NJ 07524-2711

Mortgage

Document Number	0000040541
Date	Dec 29, 2025
Instrument	2025040541

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Apr 1, 2055

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PASSAIC NJ
Recording Date	Apr 27, 2022
Property Address	439 E 18TH ST, PATERSON, NJ 07524-2711
Document Number	0000023341
Book / Page	D4297 / 117
Instrument Date	Oct 8, 2021
Instrument	2022023341
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	439 E 18TH ST, 439, PATERSON, NJ 07524-2711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 E 18TH ST, PATERSON, NJ 07524-2711

Mortgage

Document Number	0000023342
Date	Apr 27, 2022
Instrument	2022023342

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Nov 1, 2051

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jan 16, 2019
Property Address	439 E 18TH ST, PATERSON, NJ 07524-2711
Document Number	0000002542
Book / Page	D3493 / 0113
Instrument Date	Dec 24, 2018
Instrument	2019002542
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	CHANCELLOR TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	914 MADISON AVE, 914, PATERSON, NJ 07501-3620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 MADISON AVE, PATERSON, NJ 07501-3620

Mortgage

Document Number	0000002545
Date	Jan 16, 2019
Book Page	M15365/0253
Instrument	2019002545

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	439 E 18TH ST, PATERSON, NJ 07524-2711
Document Number	0000037915
Instrument Date	Jul 18, 2018
Transaction Type	Mortgage
Record Updated	Sep 19, 2018
Title Company	CHANCELLOR TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	439 E 18TH ST PATERSON NJ 075242711, PATERSON, NJ 07524-2711

Mortgage

Document Number	0000037915
Date	Aug 21, 2018
Book Page	015161/000017
Instrument	37915

Lender

Name	59 LINCOLN AVENUE LLC
Address	59 LINCOLN AVE, FAIR LAWN, NJ 07410-1311

Agreement

Amount	Amount Recorded

July 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jul 18, 2018
Property Address	439 E 18TH ST, PATERSON, NJ 07524-2711
Document Number	0000031506
Book / Page	003355 / 000045
Instrument Date	Jun 18, 2018
Instrument	31506
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$145.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	914 MADISON AVE PATERSON NJ 075013620, PATERSON, NJ 07501-3620

Tax Assessment & Valuation

Source: Passaic County and Paterson City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Paterson City
Unified School District	Paterson City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$404,500 (+95.88%) Land $72,300 Building $332,200	$404,500 (+95.88%) Land $72,300 Building $332,200
2025	$11,017.00 (+4.71%)	$206,500 (-) Land $12,600 Building $193,900	$206,500 (-) Land $12,600 Building $193,900
2024	$10,521.00 (+9.77%)
2023		$206,500 Land $12,600 Building $193,900	$206,500 Land $12,600 Building $193,900
2022	$9,585.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,004 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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