439 Cook Rd, Ridgeway, SC 29130 Property Records

Fairfield County property record for 439 Cook Rd, Ridgeway, SC 29130

Property Summary

Property TypeRural Home
Details1,763 sqft
Lot Size30 acres (1,306,800 sqft)
OwnerIndividual Name on Record
Tax Bill$995 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN184-00-00-032-000

Property Details

APN / Parcel Number

Primary APN184-00-00-032-000
Alternative APN
  • 13931

Interior

Stories1 Story
Building Area1,763 sqft Living Area
Gross Area2,637 sqft
1st Floor Area1,763 sqft

Exterior

Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,306,800 sqft (30 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area162 sqft
Deck Area312 sqft
Patio Area312 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number13931
Street Address439 COOK RD
CityRIDGEWAY
StateSC
Zip29130-8698
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeI-1
Legal Description439 COOK ROAD PLAT: 605 - 1240
JurisdictionFAIRFIELD SC
Township / Civil DivisionRIDGEWAY
Census Block Group1
Census Block1001
Census Tract960301

Owner

Source: Fairfield County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address439 COOK RD, RIDGEWAY, SC 29130-8698
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAIRFIELD SC
Property Address439 COOK RD, RIDGEWAY, SC 29130-8698
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000527
DateFeb 24, 2021
Book Page1454/232
Instrument202100000527
Lender
NameSOUTH STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyFairfield County
Unified School DistrictFairfield County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$995.00 (+19.59%)$9,558 (+109.15%) Land $450 Building $9,108$457,200 (+37.5%) Land $227,500 Building $229,700
2024$832.00 (-2.23%)$4,570 (-) Land $450 Building $4,120$332,500 (-) Land $227,500 Building $105,000
2023$851.00 (+9.38%)$4,570 (-) Land $450 Building $4,120$332,500 (-) Land $227,500 Building $105,000
2022$778.00$4,570 Land $450 Building $4,120$332,500 Land $227,500 Building $105,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 62% of South Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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