439 Cook Rd, Pitcher, NY 13136 Property Records

Chenango County and Pitcher Town property record for 439 Cook Rd, Pitcher, NY 13136

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,900 sqft · built 1993
Lot Size	1.79 acres (77,972 sqft)
Owner	Individual Name on Record
Tax Bill	$6,096 (2026)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`085000 90.-1-2.32`

Property Details

APN / Parcel Number

Primary APN	`085000 90.-1-2.32`
Alternative APN	`500009000000010023200000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,900 sqft Living Area
1st Floor Area	1,000 sqft
2nd Floor Area	900 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Rustic
Exterior Material	Wood
Lot Area	77,972 sqft (1.79 acres)
Garage Type	Detached
Garage Area	1,575 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	439 COOK RD
City	PITCHER
State	NY
Zip	13136-2607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	2.320
Jurisdiction	CHENANGO NY
Township / Civil Division	PITCHER
Census Block Group	3
Census Block	3069
Census Tract	970202

Owner

Source: Chenango County and Pitcher Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	439 COOK RD, PITCHER, NY 13136-2607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHENANGO NY
Property Address	439 COOK RD, PITCHER, NY 13136-2607
Document Number	0000001516
Instrument Date	Sep 3, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 COOK RD PITCHER NY 131362607, PITCHER, NY 13136-2607

Mortgage

Document Number	0000001516
Date	Sep 25, 2020
Instrument	1516

Lender

Name	PARAGON HM LNS
Type	Funding / Finance Company
Address	LIVERPOOL, NY 13088

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 24, 2035

Tax Assessment & Valuation

Source: Chenango County and Pitcher Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chenango County
County Subdivision	Pitcher Town
Unified School District	Georgetown-South Otselic Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,096.00 (+13.56%) Homeowner's exemption
2025	$5,368.00	$67,000 (-) Land $7,000 Building $60,000	$231,034 (+23.79%) Land $24,138 Building $206,896
2023		$67,000 Land $7,000 Building $60,000	$186,630 Land $19,499 Building $167,131

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35