439 Comet Dr, Toney, AL 35773 Property Records

Madison County property record for 439 Comet Dr, Toney, AL 35773

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,408 sqft · built 1988
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on File
Last Sale	$237,373 (Jul 2022)
Tax Bill	$724 (2026)
Deeds & Mortgages	Jul 2022 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-08-27-0-003-009.000`

Property Details

APN / Parcel Number

Primary APN	`05-08-27-0-003-009.000`
Alternative APNs	`449052` `596500`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	1,408 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	247 ft deep x 115 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	596500
Street Address	439 COMET DR
City	TONEY
State	AL
Zip	35773-8841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 27 T1S R2W PT OF THE S 1/2 OF SEC 27 BEG N 1 DEG E 1416.19 FT & N 88 DEG W 920 FT FR THE SE COR OF SEC 27 TH FR THE POB N
Legal Range	02W
Legal Township	01S
Legal Section	27
Legal Tract	57
Legal Lot Number	57
Jurisdiction	MADISON AL
Township / Civil Division	MADISON CROSSROADS
Census Block Group	2
Census Block	2015
Census Tract	10405

Owner

439 Comet Dr is owned and occupied by two individuals who bought it in July 2022.

Source: Madison County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	439 COMET DR, TONEY, AL 35773-8841
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage REDSTONE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2022 · Amount on File
Deed Sale	Jul 11, 2022 · Amount on File
Prior Sale	Jun 5, 2017 · Amount on File
Deed Book / Page	2022 / 33101
Prior Transfer Date	Jul 6, 2022
Prior Transfer Doc	0000033101
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	439 COMET DR, TONEY, AL 35773-8841
Transaction Type	Mortgage
Record Updated	Nov 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000174359
Date	Jul 11, 2022
Book Page	2022/174359

Lender

Name	SYNOVUS BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	439 COMET DR, TONEY, AL 35773-8841
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043306
Date	May 26, 2021
Instrument	2021-00043306

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 439 Comet Dr was $724 with a homeowner's exemption, up 7.4% from the year before.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$724.00 (+7.42%)
2025	$674.00 Homeowner's exemption	$20,120 Land $4,000 Building $16,120	$225,900 Land $45,000 Building $180,900
2023	$634.00 (+15.27%) Homeowner's exemption	$18,820 (+13.92%) Land $1,500 Building $17,320	$188,000 (+13.94%) Land $15,000 Building $173,000
2022	$550.00 Homeowner's exemption	$16,520 Land $1,500 Building $15,020	$165,000 Land $15,000 Building $150,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 439 Comet Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 439 Comet Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON COUNTY WATER DEPARTMENT serves 119,100 people · EPA ID AL0000888
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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