439 Circle Dr, Torrington, CT 06790 Property Records

Torrington City property record for 439 Circle Dr, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 1999
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$137,000 (Jun 2000)
Tax Bill	$8,661 (2025)
Deeds & Mortgages	May 2025 Line of Credit Sep 2025 Mortgage + 3 more
APN	`003123`

Property Details

APN / Parcel Number

Primary APN	`003123`
Alternative APNs	`TORR M:139 B:007 L:013` `3123`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	2,768 sqft
Basement Area	1,300 sqft
Unfinished Basement	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3123
Street Address	439 CIRCLE DR
City	TORRINGTON
State	CT
Zip	06790-5929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S
Legal Subdivision	MAIDEN WEST
Legal Block	7
Legal Lot Number	13
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	3
Census Block	3013
Census Tract	310602

Owner

Source: Torrington City records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	439 CIRCLE DR, TORRINGTON, CT 06790-5929
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 2, 2025	Deed of Trust, Mortgage · Line of Credit TORRINGTON SAVINGS BANK
Sep 23, 2025	Deed of Trust, Mortgage HARTFORD FEDERAL CREDIT UNION
Oct 23, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance TORRINGTON SAVINGS BANK
Jul 27, 2017	Deed of Trust, Mortgage HARTFORD FCU
Jan 7, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TORRINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2000 · Amount on Record
Deed Sale	Jun 9, 2000 · Amount on Record
Prior Sale	Sep 30, 1998 · Amount on Record
Deed Book / Page	723 / 805
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	439 CIRCLE DR, TORRINGTON, CT 06790-5929
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001434-756
Date	May 2, 2025
Book Page	1434/756
Instrument	2025-499426

Lender

Name	TORRINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2045

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	439 CIRCLE DR, TORRINGTON, CT 06790-5929
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001445-268
Date	Sep 23, 2025
Book Page	1445/268
Instrument	2025-503997

Lender

Name	HARTFORD FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	439 CIRCLE DR, TORRINGTON, CT 06790-5929
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001400-489
Date	Oct 23, 2023
Book Page	1400/489
Instrument	2023-487891

Lender

Name	TORRINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2038

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	439 CIRCLE DR, TORRINGTON, CT 06790-5929
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1252-1
Date	Jul 27, 2017
Book Page	1252/1

Lender

Name	HARTFORD FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2032

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	439 CIRCLE DR, TORRINGTON, CT 06790-5929
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1300-710
Date	Jan 7, 2020
Book Page	1300/710
Instrument	202020-452814

Lender

Name	TORRINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2040

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,661.00	$225,260 (+70.47%) Land $30,520 Building $194,740	$157,682 Land $21,364 Building $136,318
2024	$8,661.00 (+36.67%)
2023	$6,337.00 (+1.73%)	$132,140 (-) Land $30,550 Building $101,590
2022	$6,229.00	$132,140 Land $30,550 Building $101,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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