439 Candy Ln, Amherst, OH 44001 Property Records

Lorain County property record for 439 Candy Ln, Amherst, OH 44001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,688 sqft · built 1960
Lot Size	1.14 acres (20,882 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Oct 2019)
Tax Bill	$1,889 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`05-00-018-101-007`

Property Details

APN / Parcel Number

Primary APN	`05-00-018-101-007`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,688 sqft Living Area
Gross Area	2,136 sqft
1st Floor Area	1,066 sqft
Upper Floors Area	622 sqft
Basement Area	778 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	20,882 sqft (1.14 acres)
Lot Dimensions	394 ft deep x 53 ft wide
Garage Type	Attached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	90 sqft
Deck Area	396 sqft
Patio Area	678 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	439 CANDY LN
City	AMHERST
State	OH
Zip	44001-1323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY VIEW SUB 1 53 X 394
Legal Subdivision	VALLEY VIEW SUB 1
Legal Block	101
Legal Lot Number	29
Jurisdiction	LORAIN OH
Township / Civil Division	AMHERST
Census Block Group	1
Census Block	1015
Census Tract	50302

Owner

439 Candy Ln is owned and occupied by two individuals who bought it in October 2019.

Source: Lorain County records, as of June 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	439 CANDY LN, AMHERST, OH 44001-1323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CREDIT UNION
Oct 8, 2019	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2019 · Amount on File
Deed Sale	Oct 8, 2019 · Amount on File
Prior Sale	Oct 29, 2012 · Amount on File
Deed Document Number	2019733578
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	Apr 13, 2026
Property Address	439 CANDY LN, AMHERST, OH 44001-1323
Document Number	0000091570
Instrument Date	Apr 6, 2026
Instrument	202691570
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 CANDY LN, AMHERST, OH 44001-1323

Mortgage

Document Number	0000091570,
Date	Apr 13, 2026
Instrument	202691570

Lender

Name	FIRST COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	264 Months
Due	Apr 6, 2048

Interest

Rate	6%
Max Rate	-1%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 8, 2019
Property Address	439 CANDY LN, AMHERST, OH 44001-1323
Document Number	0000733578
Instrument Date	Oct 4, 2019
Instrument	733578
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	439 CANDY LN AMHERST OH 440011323, AMHERST, OH 44001-1323

Mortgage

Document Number	733579
Date	Oct 8, 2019
Instrument	733579

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 439 Candy Ln was $1,889 with a homeowner's exemption, down 46.6% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Amherst City
County	Lorain County
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,889.00 (-46.64%) Homeowner's exemption	$87,680 (+0.01%) Land $16,280 Building $71,400	$250,490 (-) Land $46,500 Building $203,990
2024	$3,540.00 (+23.86%)	$87,672 (+46.92%) Land $16,275 Building $71,397	$250,490 (+46.92%) Land $46,500 Building $203,990
2023	$2,858.00 (+9.88%)	$59,672 (+5.33%) Land $14,840 Building $44,832	$170,490 Land $42,400 Building $128,090
2022	$2,601.00	$56,650 Land $14,840 Building $41,810
2021			$161,860 Land $42,400 Building $119,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 439 Candy Ln in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 439 Candy Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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