439 Buffalo Ln, Somers, MT 59932 Property Records

Flathead County property record for 439 Buffalo Ln, Somers, MT 59932

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,385 sqft · built 2004
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,760 (2026)
Deeds & Mortgages	Aug 2022 Transfer Jul 2018 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0785832`

Property Details

APN / Parcel Number

Primary APN	`R0785832`
Alternative APNs	`07-3834-21-3-02-40-0000` `0000899333`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,385 sqft Living Area
1st Floor Area	2,385 sqft
Basement Area	2,385 sqft
Finished Basement	2,385 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Rustic
Exterior Material	Other
Construction Type	Log
Roof Type	Hip
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	988 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	568 sqft
Deck Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000899333
Street Address	439 BUFFALO LN
City	SOMERS
State	MT
Zip	59932-9709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S21, T27 N, R21 W, ACRES 5, COS 12031-A, TR 1H IN W2SE4, NE4SW4, ASSR#0000899333
Legal Range	21W
Legal Township	27N
Legal Section	21
Legal Subdivision	CERTIFICATE OF SURVEY #12031
Jurisdiction	FLATHEAD MT
Township / Civil Division	LAKESIDE-SOMERS
Census Block Group	1
Census Block	1037
Census Tract	1401

Owner

439 Buffalo Ln is owned by two individuals who acquired it in February 2024.

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 95, SOMERS, MT 59932-0095
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Transfer on Death Deed, Transfer
Jul 23, 2018	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC
Jul 23, 2018	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 28, 2024
Transfer Doc	0000003828
Record Updated	Oct 29, 2026

August 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FLATHEAD MT
Recording Date	Aug 3, 2022
Property Address	439 BUFFALO LN, SOMERS, MT 59932-9709
Document Number	202200020409
Instrument Date	Jun 22, 2022
Instrument	202200020409
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 95, SOMERS, MT 59932-0095

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	439 BUFFALO LN, SOMERS, MT 59932-9709
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800015064
Date	Jul 23, 2018
Instrument	201800015064

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	DETROIT, MI 48226

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.76%
Type Change Date	Aug 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	439 BUFFALO LN, SOMERS, MT 59932-9709
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800015063
Date	Jul 23, 2018
Instrument	201800015063

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.76%
Type Change Date	Aug 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

Tax Assessment & Valuation

The 2026 property tax bill for 439 Buffalo Ln was $4,760, down 6.5% from the year before.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Somers Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,760.00 (-6.52%)	$1,283,200 (-)
2025	$5,092.00	$1,283,200	$1,283,200 Land $236,300 Building $1,046,900
2023	$8,270.00	$1,153,700	$1,153,700 Land $271,400 Building $882,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 439 Buffalo Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 439 Buffalo Ln is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 47% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 5

May also be available: Bullitt Communications, Glacier Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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