Monroe County property record for 439 Borgess Ave, Monroe, MI 48162
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,738 sqft · built 1925 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,982 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-69-00378-000 |
| Primary APN | 55-69-00378-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,738 sqft Living Area |
| 1st Floor Area | 828 sqft |
| Basement Area | 728 sqft |
| Unfinished Basement | 728 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 128 ft deep x 41.2 ft wide |
| Terrain | Rolling |
| Garage Area | 360 sqft |
| Driveway | Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 439 BORGESS AVE |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-2708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | SHADOWLAWN HEIGHTS LOT 6 |
| Legal Subdivision | SHADOWLAND HEIGHTS |
| Legal Lot Number | 6 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 831500 |
439 Borgess Ave is owner-occupied and held in a trust since March 2013.
Source: Monroe County records, as of September 3, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 439 BORGESS AVE, MONROE, MI 48162-2708 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 14, 2013 |
| Transfer Doc | 0000006326 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 439 Borgess Ave was $2,982 with a homeowner's exemption.
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| Municipality | Monroe City |
| Unified School District | Monroe Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $108,200 Land $108,200 | $216,400 Land $216,400 | |
| 2025 | $2,982.00 Homeowner's exemption | ||
| 2023 | $2,612.00 Homeowner's exemption | $74,180 | $148,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 439 Borgess Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Aug 2023 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 439 Borgess Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE serves 49,467 people · EPA ID MI0004450 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Spectrum, Verizon.
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