439 Bedford St, Fall River, MA 02720 Property Records

Bristol County and Fall River City property record for 439 Bedford St, Fall River, MA 02720

Property Summary

Property Type	Office Building
Details	6 bd · 4 ba · 3,052 sqft · built 1940
Lot Size	0.066 acres (2,888 sqft)
Owner	2 Trust Names on File
Last Sale	$270,000 (Jan 2008)
Tax Bill	$9,606 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0N-01 B:0000 L:0037`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0N-01 B:0000 L:0037`
Alternative APN	`M:0N=01 B:0000 L:0037`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Half Baths	4 Half Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,052 sqft Total Area
Gross Area	4,620 sqft
Basement Area	1,526 sqft
Unfinished Basement	1,526 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,888 sqft (0.066 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	439 BEDFORD ST
City	FALL RIVER
State	MA
Zip	02720-4801
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	B-L
Legal Lot Number	37
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	2
Census Block	2018
Census Tract	641200

Owner

439 Bedford St, a commercial property, is held in a trust since June 2021.

Source: Bristol County and Fall River City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	428 PLEASANT ST, FALL RIVER, MA 02721-3022
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust MECHANICS COOPERATIVE BANK
Aug 14, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BAYCOAST BANK
Sep 7, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2008 · Amount on File
Deed Sale	Jan 11, 2008 · Amount on File
Prior Sale	May 26, 2000 · Amount on File
Deed Document Number	2008541
Deed Book / Page	6849 / 224
Last Transfer Date	Jun 7, 2021
Transfer Doc	014460-308
Record Updated	Oct 29, 2026

July 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Recording Date	Jul 28, 2026
Property Address	439 BEDFORD ST, FALL RIVER, MA 02720-4801
Document Number	0000010596
Book / Page	12121 / 93
Instrument Date	Jul 28, 2026
Instrument	202610596
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010596,
Date	Jul 28, 2026
Book Page	12121/93
Instrument	202610596

Lender

Name	MECHANICS COOPERATIVE BANK

Agreement

Amount	Amount on Record

Interest

Rate	6.43%
Max Rate	-1%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	439 BEDFORD ST, FALL RIVER, MA 02720-4801
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009845-127
Date	Aug 14, 2019
Book Page	9845/127
Instrument	13240

Lender

Name	BAYCOAST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEW BEDFORD MA
Recording Date	Sep 7, 2022
Property Address	439 BEDFORD ST, FALL RIVER, MA 02720-4801
Document Number	014460-308
Book / Page	14460 / 308
Instrument Date	Jun 7, 2021
Instrument	20237
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 TYLER ST, HYDE PARK, MA 02136-3427

Tax Assessment & Valuation

The 2026 property tax bill for 439 Bedford St was $9,606, up 0.3% from the year before.

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$9,606.00 (+0.34%)	$407,400 (+1.42%) Land $175,300 Building $232,100
2025	$9,573.00 (+4.74%)	$401,700 (+5.21%) Land $175,300 Building $226,400
2024	$9,140.00 (+10.73%)	$381,800 (+19.16%) Land $167,000 Building $214,800
2023	$8,254.00	$320,400 Land $145,200 Building $175,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 439 Bedford St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 439 Bedford St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile, Verizon.

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