Carroll County property record for 439 Barnes Ave, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,968 sqft · built 2003 |
| Lot Size | 0.452 acres (19,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $364,900 (Apr 2017) |
| Tax Bill | $5,750 (2026) |
| Deeds & Mortgages | Jun 2023 Line of Credit Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-020821 |
| Primary APN | 07-020821 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,968 sqft Total Area |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 19,700 sqft (0.452 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 224 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 020821 |
|---|---|
| Street Address | 439 BARNES AVE |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-5967 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-200 |
| Legal Description | LT 18 - 19700 SF 439 BARNES AVE 8-23 SUNSET VIEW AMND |
| Legal Subdivision | SUNSET VIEW |
| Legal Lot Number | 18 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 507802 |
439 Barnes Ave is owned and occupied by two individuals who bought it in April 2017.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 439 BARNES AVE, WESTMINSTER, MD 21157-5967 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 5, 2020 | Deed of Trust, Mortgage · VA Mortgage MR COOPER |
| Apr 27, 2017 | Deed, Transfer · Conventional Mortgage PACIFIC UNION FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2017 · Amount on File |
| Deed Sale | Apr 27, 2017 · Amount on File |
| Prior Sale | Jun 3, 2003 · Amount on File |
| Deed Document Number | 20178671-0194 |
| Deed Book / Page | 8671 / 194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 439 BARNES AVE, WESTMINSTER, MD 21157-5967 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 439 BARNES AVE, WESTMINSTER, MD 21157-5967 |
| Document Number | 0110410456 |
|---|---|
| Date | Jun 1, 2023 |
| Book Page | 11041/456 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | May 26, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 439 BARNES AVE, WESTMINSTER, MD 21157-5967 |
| Document Number | 0095980299 |
| Instrument Date | Mar 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 439 BARNES AVE WESTMINSTER MD 211575967, WESTMINSTER, MD 21157-5967 |
| Document Number | 0095980299 |
|---|---|
| Date | Mar 13, 2020 |
| Book Page | 009598/000299 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 12, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Apr 27, 2017 |
| Property Address | 439 BARNES AVE, WESTMINSTER, MD 21157-5967 |
| Document Number | 0086710194 |
| Book / Page | 8671 / 0194 |
| Map Reference | MB8 PG23 |
| Instrument Date | Mar 28, 2017 |
| Instrument | 8671-0194 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 439 BARNES AVE, WESTMINSTER, MD 21157-5967 |
| Document Number | 0086710200 |
|---|---|
| Date | Apr 27, 2017 |
| Instrument | 8671-0200 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2047 |
The 2026 property tax bill for 439 Barnes Ave was $5,750, up 10.6% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,750.00 (+10.64%) | $508,100 Land $90,000 Building $418,100 | $508,100 Land $90,000 Building $418,100 |
| 2025 | $5,197.00 | ||
| 2023 | $4,069.00 | $360,100 Land $90,000 Building $270,100 | $360,100 Land $90,000 Building $270,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 439 Barnes Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2015–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 439 Barnes Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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