Polk County property record for 439 Archaic Dr, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,603 sqft · built 2006 |
| Lot Size | 1.09 acres (47,559 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (Jul 2018) |
| Tax Bill | $4,379 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 25-29-02-356720-000400 |
| Primary APN | 25-29-02-356720-000400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,603 sqft Living Area |
| Gross Area | 3,163 sqft |
| 1st Floor Area | 2,603 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 47,559 sqft |
| Lot Dimensions | 190 ft deep x 90 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 256 sqft |
| Boat Access | Boat Access |
| Street Address | 439 ARCHAIC DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE VILLAGE @ SPIRIT LAKE PHASE ONE PB 106 PGS 4 & 5 LYING IN A PORTION OF SECTIONS 1 & 2 T29 R25 ...LOT 40 |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 02 |
| Legal Subdivision | VILLAGE @ SPIRIT LAKE PHASE ONE |
| Legal Phase | 1 |
| Legal Tract | 356720 |
| Legal Block | 3 |
| Legal Lot Number | 40 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 14701 |
439 Archaic Dr is owned and occupied by two individuals who bought it in July 2018.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 439 ARCHAIC DR, WINTER HAVEN, FL 33880-1675 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Sep 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PUBLIX EMPS FCU |
| Jul 2, 2018 | Warranty Deed, Transfer · Conventional Mortgage PUBLIX EMPS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2018 · Amount on File |
| Deed Sale | Jul 2, 2018 · Amount on File |
| Prior Sale | Nov 4, 2009 · Amount on File |
| Deed Document Number | 2018140456 |
| Deed Book / Page | 10535 / 1078 |
| Prior Transfer Date | Aug 11, 2009 |
| Prior Transfer Doc | 0000155710 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 439 ARCHAIC DR, WINTER HAVEN, FL 33880-1675 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 439 ARCHAIC DR, WINTER HAVEN, FL 33880-1675 |
| Document Number | 0000224809 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 11867/1160 |
| Instrument | 2021224809 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 439 ARCHAIC DR, WINTER HAVEN, FL 33880-1675 |
| Document Number | 0109871679 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 439 ARCHAIC DR WINTER HAVEN FL 338801675, WINTER HAVEN, FL 33880-1675 |
| Document Number | 0109871679 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 010987/001679 |
| Instrument | 205167 |
| Name | PUBLIX EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 26, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 2, 2018 |
| Property Address | 439 ARCHAIC DR, WINTER HAVEN, FL 33880-1675 |
| Document Number | 0105351078 |
| Book / Page | 010535 / 001078 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 140456 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,940.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 439 ARCHAIC DR WINTER HAVEN FL 338801675, WINTER HAVEN, FL 33880-1675 |
| Document Number | 105351080 |
|---|---|
| Date | Jul 2, 2018 |
| Book Page | 010535/001080 |
| Instrument | 140457 |
| Name | PUBLIX EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 439 Archaic Dr was $4,379 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $389,156 (+2.7%) | $453,661 (-5.92%) Land $150,000 Building $303,661 | |
| 2025 | $4,379.00 Homeowner's exemption | $378,925 | $482,221 Land $150,000 Building $332,221 |
| 2023 | $4,904.00 (+3.81%) Homeowner's exemption | $357,520 (+3%) | $476,621 (+13.03%) Land $145,000 Building $331,621 |
| 2022 | $4,724.00 Homeowner's exemption | $347,107 | $421,686 Land $120,000 Building $301,686 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 439 Archaic Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 134.3 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 2 (2022) |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 439 Archaic Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CYPRESS ACRES MOBILE HOME PARK private · serves 78 people · EPA ID FL6530677 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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