439 Andre Hill, Northvale, NJ 07647 Property Records

Bergen County and Northvale Borough property record for 439 Andre Hill, Northvale, NJ 07647

Property Summary

Property Type	Single Family Home
Details	3,128 sqft · built 1960
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Oct 2019)
Tax Bill	$25,446 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40-00101-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`40-00101-0000-00016`
Alternative APN	`400010100016`

Interior

Stories	1 Story
Building Area	3,128 sqft Living Area
1st Floor Area	3,128 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	48,352 sqft

Location & Zoning

Street Address	439 ANDRE HL
City	NORTHVALE
State	NJ
Zip	07647-1300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R125
Legal Description	155XIRR 1.11AC (206,23)
Legal Block	101
Legal Lot Number	16
Jurisdiction	BERGEN NJ
Township / Civil Division	NORTHVALE
Census Block Group	4
Census Block	4000
Census Tract	2200

Owner

439 Andre Hill is owned and occupied by two individuals who bought it in October 2019.

Source: Bergen County and Northvale Borough records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	439 ANDRE HL, NORTHVALE, NJ 07647-1300
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Oct 30, 2019	Deed, Transfer · Stand-Alone First Mortgage UBS BANK USA
Mar 9, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2019 · Amount on File
Deed Sale	Oct 30, 2019 · Amount on File
Prior Sale	Dec 15, 2003 · Amount on File
Deed Document Number	201973635
Deed Book / Page	3392 / 1920
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	439 ANDRE HL, NORTHVALE, NJ 07647-1300
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 ANDRE HL, NORTHVALE, NJ 07647-1300

Mortgage

Document Number	0047590937
Date	Aug 1, 2022
Book Page	4759/937
Instrument	2022076291

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	357 Months
Due	May 12, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 30, 2019
Property Address	439 ANDRE HL, NORTHVALE, NJ 07647-1300
Document Number	0033921920
Book / Page	3392 / 1920
Instrument Date	Sep 30, 2019
Instrument	19-073635
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 ANDRE HL, NORTHVALE, NJ 07647-1300

Mortgage

Document Number	1907363501
Date	Oct 30, 2019
Instrument	19-073635.01

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	0033921920
Date	Oct 30, 2019
Book Page	3392/1920
Instrument	19-073635

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	439 ANDRE HL, NORTHVALE, NJ 07647-1300
Document Number	0025670668
Book / Page	002567 / 000668
Instrument Date	Mar 9, 2017
Transaction Type	Mortgage
Record Updated	May 18, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 ANDRE HL NORTHVALE NJ 076471300, NORTHVALE, NJ 07647-1300

Mortgage

Document Number	0025670668
Date	Mar 21, 2017
Book Page	002567/000668

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 439 Andre Hill was $25,446, up 3.9% from the year before.

Source: Bergen County and Northvale Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Northvale Borough
Secondary School District	Northern Valley Regional School District (09 - 12)
Elementary School District	Northvale Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,198,800 (+56.79%) Land $568,000 Building $630,800	$1,198,800 (+56.79%) Land $568,000 Building $630,800
2025	$25,446.00 (+3.94%)	$764,600 Land $462,400 Building $302,200	$764,600 Land $462,400 Building $302,200
2024	$24,482.00
2023		$764,600 Land $462,400 Building $302,200	$764,600 Land $462,400 Building $302,200
2022	$23,090.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 439 Andre Hill in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (1994–2026)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 439 Andre Hill is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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