438A Morningside Ave, Fairview, NJ 07022 Property Records

Bergen County and Fairview Borough property record for 438A Morningside Ave, Fairview, NJ 07022

Property Summary

Property Type	Single Family Home
Details	2,780 sqft · built 2017
Lot Size	0.032 acres (1,377 sqft)
Owner	Individual Name on Record
Last Sale	$590,000 (Jun 2017)
Tax Bill	$16,810 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-00413-0000-00005-02-C000A`

Property Details

APN / Parcel Number

Primary APN	`18-00413-0000-00005-02-C000A`

Interior

Building Area	2,780 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Lot Area	1,377 sqft (0.032 acres)

Location & Zoning

Street Address	438A MORNINGSIDE AVE, A
City	FAIRVIEW
State	NJ
Zip	07022-1111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	413
Legal Lot Number	5.02
Jurisdiction	BERGEN NJ
Township / Civil Division	FAIRVIEW
Census Block Group	1
Census Block	1008
Census Tract	18200

Owner

Source: Bergen County and Fairview Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	438A MORNINGSIDE AVE, FAIRVIEW, NJ 07022-1111
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC
Jun 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 14, 2019	Deed of Trust, Mortgage · Conventional with PMI NJ LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2017 · Amount on Record
Deed Sale	Jun 28, 2017 · Amount on Record
Deed Document Number	201749197
Deed Book / Page	2652 / 1
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	438 MORNINGSIDE AVE # A, A, FAIRVIEW, NJ 07022-1111
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057520182
Date	Mar 20, 2026
Book Page	5752/182
Instrument	2026018641

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	438 MORNINGSIDE AVE # A, A, FAIRVIEW, NJ 07022-1111
Transaction Type	Mortgage
Record Updated	Sep 27, 2022
Title Company	WESTCOR LAND TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026481181
Date	Jun 23, 2017
Book Page	02648/1181
Instrument	17-048113.01

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	438 MORNINGSIDE AVE # A, A, FAIRVIEW, NJ 07022-1111
Document Number	0032510045
Instrument Date	May 14, 2019
Transaction Type	Mortgage
Record Updated	Jun 6, 2019
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 MORNINGSIDE AVE #A FAIRVIEW NJ 070221111, A, FAIRVIEW, NJ 07022-1111

Mortgage

Document Number	0032510045
Date	May 24, 2019
Book Page	003251/000045
Instrument	32665

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2049

Tax Assessment & Valuation

Source: Bergen County and Fairview Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Fairview Borough
Unified School District	Fairview Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$806,800 (+9.19%) Land $210,000 Building $596,800	$806,800 (+9.19%) Land $210,000 Building $596,800
2025	$16,810.00 (+1.68%)	$738,900 (+6.73%) Land $200,000 Building $538,900	$738,900 (+6.73%) Land $200,000 Building $538,900
2024	$16,533.00 (+8.92%)
2023		$692,300 Land $180,000 Building $512,300	$692,300 Land $180,000 Building $512,300
2022	$15,179.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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