4389 Stone Mountain Dr, Gastonia, NC 28054 Property Records

Gaston County property record for 4389 Stone Mountain Dr, Gastonia, NC 28054

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,477 sqft · built 2014
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,500 (Feb 2015)
Tax Bill	$4,564 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`206865`

Property Details

APN / Parcel Number

Primary APN	`206865`
Alternative APN	`1676639`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,477 sqft Heated Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Porch	Porch
Porch Area	75 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4389 STONE MOUNTAIN DR
City	GASTONIA
State	NC
Zip	28054-0008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	MOUNTAIN VIEW L 318 10 021 011 00 000
Legal Subdivision	MOUNTAIN VIEW
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	2
Census Block	2021
Census Tract	31301

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4389 STONE MOUNTAIN DR, GASTONIA, NC 28054-0008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
	Deed of Trust, Mortgage
Aug 26, 2019	Quit Claim Deed, Transfer · Conventional Mortgage MR COOPER
Sep 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2015 · Amount on Record
Deed Sale	Feb 23, 2015 · Amount on Record
Prior Sale	Jul 2, 2012 · Amount on Record
Deed Book / Page	4769 / 2398
Prior Transfer Date	Jun 29, 2012
Prior Transfer Doc	0046200291
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	4389 STONE MOUNTAIN DR, GASTONIA, NC 28054-0008
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052561547
Date	Aug 16, 2021
Book Page	5256/1547

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	4389 STONE MOUNTAIN DR, GASTONIA, NC 28054-0008
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GASTON NC
Recording Date	Aug 26, 2019
Property Address	4389 STONE MOUNTAIN DR, GASTONIA, NC 28054-0008
Document Number	0050630284
Book / Page	005063 / 000284
Instrument Date	Aug 23, 2019
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4389 STONE MOUNTAIN DR GASTONIA NC 280540008, GASTONIA, NC 28054-0008

Mortgage

Document Number	50630288
Date	Aug 26, 2019
Book Page	005063/000288

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	4389 STONE MOUNTAIN DR, GASTONIA, NC 28054-0008
Document Number	0050012107
Instrument Date	Sep 22, 2018
Transaction Type	Mortgage
Record Updated	Oct 15, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4389 STONE MOUNTAIN DR GASTONIA NC 280540008, GASTONIA, NC 28054-0008

Mortgage

Document Number	0050012107
Date	Sep 25, 2018
Book Page	005001/002107

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2048

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Ranlo Town
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,564.00	$392,100 (-) Land $31,500 Building $360,600
2025	$4,564.00 (+1.67%)	$392,100 (-) Land $31,500 Building $360,600
2023	$4,489.00	$392,100 Land $31,500 Building $360,600
2021			$221,280 Land $24,000 Building $197,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Mar 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF RANLO serves 4,511 people · EPA ID NC0136034
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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