4389 Middlebury Way, Mather, CA 95655 Property Records

Sacramento County property record for 4389 Middlebury Way, Mather, CA 95655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,803 sqft · built 2003
Lot Size	0.177 acres (7,703 sqft)
Owner	2 Individual Names on File
Last Sale	$401,000 (Jun 2019)
Tax Bill	$6,082 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jun 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`067-0350-046-0000`

Property Details

APN / Parcel Number

Primary APN	`067-0350-046-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,803 sqft Living Area
1st Floor Area	906 sqft
2nd Floor Area	897 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,703 sqft (0.177 acres)
Garage Area	489 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4389 MIDDLEBURY WAY
City	MATHER
State	CA
Zip	95655-3070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	INDP AT MATHER VLG 03B, LOT 327
Legal Subdivision	INDP AT MATHER VLG 03B
Legal Lot Number	327
Jurisdiction	SACRAMENTO CA
Township / Civil Division	RANCHO CORDOVA
Census Block Group	2
Census Block	2002
Census Tract	8802

Owner

4389 Middlebury Way is owned and occupied by two individuals who bought it in June 2019.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4389 MIDDLEBURY WAY, MATHER, CA 95655-3070
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FIN'L GRP USA
Jun 24, 2019	Grant Deed, Transfer · Conventional with PMI HOMEOWNERS FIN'L GRP USA
Feb 27, 2018	Grant Deed, Transfer · Conventional Mortgage EQUITY PRIME MTG
Oct 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage LAND HM FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2019 · Amount on File
Deed Sale	Jun 24, 2019 · Amount on File
Prior Sale	Feb 27, 2018 · Amount on File
Deed Book / Page	20190624 / 1093
Prior Transfer Date	Feb 8, 2016
Prior Transfer Doc	0000001223
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4389 MIDDLEBURY WAY, MATHER, CA 95655-3070
Document Number	2004201061
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4389 MIDDLEBURY WAY MATHER CA 956553070, MATHER, CA 95655-3070

Mortgage

Document Number	2004201061
Date	Apr 20, 2020
Instrument	2004201061

Lender

Name	HOMEOWNERS FIN'L GRP USA
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 24, 2019
Property Address	4389 MIDDLEBURY WAY, MATHER, CA 95655-3070
Document Number	1906241093
Instrument Date	Jun 17, 2019
Instrument	1906241093
Transaction Type	Transfer
Record Updated	Jul 8, 2019
Title Company	CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$441.10
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4389 MIDDLEBURY WAY MATHER CA 956553070, MATHER, CA 95655-3070

Mortgage

Document Number	1906241094
Date	Jun 24, 2019
Instrument	1906241094

Lender

Name	HOMEOWNERS FIN'L GRP USA
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2049

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 27, 2018
Property Address	4389 MIDDLEBURY WAY, MATHER, CA 95655-3070
Document Number	1802270020
Instrument Date	Feb 13, 2018
Instrument	1802270020
Transaction Type	Transfer
Record Updated	Mar 8, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$441.10
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4389 MIDDLEBURY WAY MATHER CA 956553070, MATHER, CA 95655-3070

Mortgage

Document Number	1802270021
Date	Feb 27, 2018
Instrument	1802270021

Lender

Name	EQUITY PRIME MTG
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4389 MIDDLEBURY WAY, MATHER, CA 95655-3070
Document Number	1710250919
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4389 MIDDLEBURY WAY MATHER CA 956553070, MATHER, CA 95655-3070

Mortgage

Document Number	1710250919
Date	Oct 25, 2017
Instrument	1710250919

Lender

Name	LAND HM FIN'L
Type	Funding / Finance Company
Address	CONCORD, CA 94520

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4389 Middlebury Way was $6,082 with a homeowner's exemption, up 12.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$456,262 (+2%) Land $119,469 Building $336,793
2025	$6,082.00 (+12.92%) Homeowner's exemption	$447,317 Land $117,127 Building $330,190
2024	$5,386.00 (+2.12%)
2023	$5,274.00 (+1.46%) Homeowner's exemption	$429,949 Land $112,580 Building $317,369
2022	$5,198.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4389 Middlebury Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4389 Middlebury Way is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA MATHER-SUNRISE serves 32,812 people · EPA ID CA3410704
Water Source	Purchased surface water from SCWA - LAGUNA/VINEYARD
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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