43882 Tracy Cir, Indio, CA 92201 Property Records

Riverside County property record for 43882 Tracy Cir, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,815 sqft · built 1970
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,000 (Feb 2012)
Tax Bill	$3,553 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`610-052-021`

Property Details

APN / Parcel Number

Primary APN	`610-052-021`
Alternative APN	`613232021`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,815 sqft Living Area
Gross Area	2,277 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Wood
Roof Material	Gravel
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	613232021
Street Address	43882 TRACY CIR
City	INDIO
State	CA
Zip	92201-1959
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 11 MB 057/076 TR 3580
Legal Subdivision	TRACT 3580
Legal Tract	3580
Legal Lot Number	11
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	1
Census Block	1019
Census Tract	45217

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43882 TRACY CIR, INDIO, CA 92201-1959
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
Aug 17, 2018	Quit Claim Deed, Transfer · Conventional Mortgage ALTURA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2012 · Amount on Record
Deed Sale	Feb 2, 2012 · Amount on Record
Deed Document Number	201248905
Last Transfer Date	Aug 13, 2018
Transfer Doc	0000330250
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	43882 TRACY CIR, INDIO, CA 92201-1959
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43882 TRACY CIR, INDIO, CA 92201-1959

Mortgage

Document Number	0000220845
Date	Jul 31, 2023
Instrument	2023-0220845

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	43882 TRACY CIR, INDIO, CA 92201-1959
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43882 TRACY CIR, INDIO, CA 92201-1959

Mortgage

Document Number	0000645283
Date	Dec 18, 2020
Instrument	2020-0645283

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2041

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 17, 2018
Property Address	43882 TRACY CIR, INDIO, CA 92201-1959
Document Number	0000330250
Instrument Date	Aug 13, 2018
Instrument	330250
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	43882 TRACY CIR CHIRIACO SUMMIT CA 922011959, CHIRIACO SUMMIT, CA 92201-1959

Mortgage

Document Number	330251
Date	Aug 17, 2018
Instrument	330251

Lender

Name	ALTURA CU
Type	Credit Union
Address	RIVERSIDE, CA 92507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2048

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,630 (+2%) Land $68,285 Building $136,345
2025	$3,553.00 (+8.16%)	$200,619 (+4.04%) Land $66,947 Building $133,672
2023	$3,285.00 (+4.32%)	$192,831 Land $64,349 Building $128,482
2022	$3,149.00
2021			$196,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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