Larimer County property record for 4388 Trader St, Timnath, CO 80547
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.159 acres (6,930 sqft) |
| Owner | Individual Name on File |
| Last Sale | $600,000 (Sep 2025) |
| Tax Bill | $5,404 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 87353-35-001 |
| Primary APN | 87353-35-001 |
|---|---|
| Alternative APN |
|
| Lot Area | 6,930 sqft (0.159 acres) |
|---|
| Account Number | R1678334 |
|---|---|
| Street Address | 4388 TRADER ST |
| City | TIMNATH |
| State | CO |
| Zip | 80547-4530 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LOT 1, BLOCK 11, TIMNATH LANDING FILING NO 3, TIM (20210107364) |
| Legal Subdivision | TIMNATH LANDING FILING NO 3 (20210107364 |
| Legal Block | 11 |
| Legal Lot Number | 1 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | TIMNATH-WELLINGTON |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 2506 |
4388 Trader St, residential vacant land, is owned and occupied by an individual who bought it in September 2025.
Source: Larimer County records, as of February 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4388 TRADER ST, TIMNATH, CO 80547-4530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2025 · Amount on File |
| Deed Sale | Sep 29, 2025 · Amount on File |
| Deed Document Number | RECEPT # 20250045120 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Sep 29, 2025 |
| Property Address | 4388 TRADER ST, TIMNATH, CO 80547-4530 |
| Document Number | 0000045120 |
| Map Reference | DOC 20210107364 |
| Instrument Date | Sep 29, 2025 |
| Instrument | 20250045120 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Title Company | PARKWAY TITLE INC, PARKWAY TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8390 E CRESCENT PKWY STE 650, 650, GREENWOOD VILLAGE, CO 80111-2940 |
| Name | Verified Name |
|---|---|
| Address | 4388 TRADER ST, TIMNATH, CO 80547-4530 |
| Document Number | 0000045121 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 20250045121 |
| Name | INSPIRE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.87% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 8.87% |
The 2025 property tax bill for 4388 Trader St was $5,404, up 153.6% from the year before.
Source: Larimer County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Municipality | Timnath Town |
| Unified School District | Poudre School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,404.00 (+153.59%) | $31,050 (+134.78%) Land $31,050 | $115,000 (+142.62%) Land $115,000 |
| 2024 | $2,131.00 (+19.18%) | $13,225 (+13.13%) Land $13,225 | $47,400 (+13.13%) Land $47,400 |
| 2023 | $1,788.00 (+44,6%) | $11,690 (+40,210.34%) Land $11,690 | $41,900 (+37,990.91%) Land $41,900 |
| 2022 | $4.00 | $29 Land $29 | $110 Land $110 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4388 Trader St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4388 Trader St is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 71% of Colorado |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FT COLLINS LOVELAND WD serves 63,532 people · EPA ID CO0135292 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LightGig Communications Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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