4388 Siena Ave, Ozark, MO 65721 Property Records

Christian County property record for 4388 Siena Ave, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,820 sqft · built 2022
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$359,900 (Aug 2022)
Tax Bill	$3,965 (2025)
Deeds & Mortgages	Sep 2021 Construction Loan Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-0.2-9-1-6-45`

Property Details

APN / Parcel Number

Primary APN	`11-0.2-9-1-6-45`
Alternative APN	`11-0.2-09-001-006-045.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,820 sqft Living Area
1st Floor Area	1,820 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	10,001 sqft (0.23 acres)

Location & Zoning

Street Address	4388 SIENA AVE
City	OZARK
State	MO
Zip	65721-5769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 248 OLDE WORLD ESTATES PH 2
Legal Subdivision	OLDE WORLD ESTATES PH 2
Legal Phase	2
Legal Lot Number	248
Jurisdiction	CHRISTIAN MO
Township / Civil Division	CASSIDY
Census Block Group	2
Census Block	2007
Census Tract	20307

Owner

Source: Christian County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4388 SIENA AVE, OZARK, MO 65721-5769
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Construction Mortgage CENTRAL BANK OF THE OZARKS
Aug 1, 2022	Warranty Deed, Transfer · ARM ASSEMBLIES OF GOD CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2022 · Amount on Record
Deed Sale	Aug 1, 2022 · Amount on Record
Prior Sale	Mar 8, 2022
Deed Document Number	202211721
Deed Book / Page	2022 / 11606
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	4388 SIENA AVE, OZARK, MO 65721-5769
Transaction Type	Mortgage
Record Updated	Feb 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202117093
Date	Sep 20, 2021
Book Page	2021/17093
Instrument	2021L17243

Lender

Name	CENTRAL BANK OF THE OZARKS
Type	Bank
Address	SPRINGFIELD, MO 65808

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Aug 1, 2022
Property Address	4388 SIENA AVE, OZARK, MO 65721-5769
Document Number	0202211606
Book / Page	2022 / 11606
Map Reference	MB 1 PG 273
Instrument Date	Aug 1, 2022
Instrument	2022L11721
Transaction Type	Transfer
Record Updated	Feb 15, 2024
Title Company	CHOICE ESCROW & LAND TTL LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4388 SIENA AVE, OZARK, MO 65721-5769

Mortgage

Document Number	2022L11722
Date	Aug 1, 2022
Instrument	2022L11722

Lender

Name	ASSEMBLIES OF GOD CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	4.99%
Max Rate At Change	6.99%
Index	1-Year CMT
Max Rate	10.9%

Mortgage

Document Number	0202211608
Date	Aug 1, 2022
Book Page	2022/11608
Instrument	2022L11723

Lender

Name	ASSEMBLIES OF GOD CU
Type	Credit Union
Address	SPRINGFIELD, MO 65803

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2037

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Ozark City
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,965.00	$64,050 (-)	$337,100 (-) Land $45,000 Building $292,100
2023		$64,050	$337,100 Land $45,000 Building $292,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Total HighSpeed Internet Solutions.

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