4388 Matthew Way, Tracy, CA 95377 Property Records

San Joaquin County property record for 4388 Matthew Way, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,672 sqft · built 2018
Lot Size0.126 acres (5,465 sqft)
Owner2 Individual Names on Record
Last Sale$545,500 (Oct 2018)
Tax Bill$6,731 (2026)
Deeds & MortgagesApr 2021 Mortgage
Feb 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN248-560-480-000

Property Details

APN / Parcel Number

Primary APN248-560-480-000
Alternative APN
  • 248-560-48

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,672 sqft Living Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,465 sqft (0.126 acres)
Garage Area434 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Old Parcel Number248-560-48
Street Address4388 MATTHEW WAY
CityTRACY
StateCA
Zip95377-8444
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description16-FM POR OF 248-560-28 PER BROOKVIEW II TRACT 356
Legal SubdivisionTRACT 3568
Legal Tract356
Legal Block1
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1012
Census Tract5219

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4388 MATTHEW WAY, TRACY, CA 95377-8444
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
WINNPOINTE CORPORATION
Feb 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
NATIONAL BANK OF KANSAS CITY
Jun 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Aug 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRSTBANK
Oct 23, 2018Grant Deed, Transfer · Conventional Mortgage
PRIMELENDING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 23, 2018 · Amount on Record
Deed SaleOct 23, 2018 · Amount on Record
Deed Document Number2018117238
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address4388 MATTHEW WAY, TRACY, CA 95377-8444
Transaction TypeMortgage
Record UpdatedMay 12, 2021
Title CompanyORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4388 MATTHEW WAY, TRACY, CA 95377-8444

Mortgage

Document Number0000074799
DateApr 28, 2021
Instrument2021-074799
Lender
NameWINNPOINTE CORPORATION
TypeMortgage Company
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2036

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address4388 MATTHEW WAY, TRACY, CA 95377-8444
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014013
DateFeb 3, 2020
Instrument2020-014013
Lender
NameNATIONAL BANK OF KANSAS CITY
TypeBank
AddressKANSAS CITY, MO 64114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term239 Months
DueJan 1, 2040

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address4388 MATTHEW WAY, TRACY, CA 95377-8444
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4388 MATTHEW WAY, TRACY, CA 95377-8444

Mortgage

Document Number0000066872
DateJun 26, 2019
Instrument2019-066872
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address4388 MATTHEW WAY, TRACY, CA 95377-8444
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000104555
DateAug 20, 2020
Instrument2020-104555
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2035

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateOct 23, 2018
Property Address4388 MATTHEW WAY, TRACY, CA 95377-8444
Document Number0000117238
Instrument DateOct 11, 2018
Instrument117238
Transaction TypeTransfer
Record UpdatedNov 9, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$600.05
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address676 RESEDA DR #3 SUNNYVALE CA 940871280, 3, SUNNYVALE, CA 94087-1280

Mortgage

Document Number117239
DateOct 23, 2018
Instrument117239
Lender
NamePRIMELENDING
AddressDALLAS, TX 75252
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 22, 2048

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,731.00 (+1.58%)
2025$6,626.00 (+5.09%) Homeowner's exemption$608,147 (+4.04%) Land $133,860 Building $474,287
2023$6,305.00 (+1.89%) Homeowner's exemption$584,534 Land $128,663 Building $455,871$780,840
2022$6,188.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
600 / 120
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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