Columbia County property record for 4386 Fernbrook Xing, Evans, GA 30809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,912 sqft · built 1986 |
| Lot Size | 3.1 acres (135,036 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $284,000 (Jul 2013) |
| Tax Bill | $3,826 (2026) |
| Deeds & Mortgages | Apr 2025 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 077 184 |
| Primary APN | 077 184 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,912 sqft Finished Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | French |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 135,036 sqft (3.1 acres) |
| Street Address | 4386 FERNBROOK XING |
|---|---|
| City | EVANS |
| State | GA |
| Zip | 30809-4600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1;LOW DE |
| Legal Description | LOT 7; FERNBROOK SECT 2 |
| Legal Subdivision | FERNBROOK |
| Legal Lot Number | 7 |
| Jurisdiction | COLUMBIA GA |
| Township / Civil Division | EVANS |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 30311 |
4386 Fernbrook Xing is owned and occupied by two individuals who bought it in July 2013.
Source: Columbia County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4386 FERNBROOK XING, EVANS, GA 30809-4600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2025 | Deed of Trust, Mortgage ASSOCIATED CREDIT UNION |
| Sep 25, 2020 | Deed of Trust, Mortgage · Conventional with PMI MORTGAGE FIRM |
| Feb 24, 2017 | Deed of Trust, Mortgage · Line of Credit FIDELITY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2013 · Amount on File |
| Deed Sale | Jul 23, 2013 · Amount on File |
| Prior Sale | Jul 23, 2012 · Amount on File |
| Deed Book / Page | 9006 / 185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA GA |
| Property Address | 4386 FERNBROOK XING, EVANS, GA 30809-4600 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4386 FERNBROOK XING, EVANS, GA 30809-4600 |
| Document Number | 0015580/67 |
|---|---|
| Date | Apr 30, 2025 |
| Book Page | 0000015580/0000000067 |
| Name | ASSOCIATED CREDIT UNION |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 84 Months |
| Due | Jan 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA GA |
| Property Address | 4386 FERNBROOK XING, EVANS, GA 30809-4600 |
| Document Number | 2924/0034 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4386 FERNBROOK XING EVANS GA 308094600, EVANS, GA 30809-4600 |
| Document Number | 2924/0034 |
|---|---|
| Date | Oct 8, 2020 |
| Book Page | 012924/000034 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 7, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA GA |
| Property Address | 4386 FERNBROOK XING, EVANS, GA 30809-4600 |
| Document Number | 0831/0073 |
| Book / Page | 010831 / 000073 |
| Instrument Date | Feb 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2017 |
| Name | Verified Name |
|---|---|
| Address | 4386 FERNBROOK XING EVANS GA 308094600, EVANS, GA 30809-4600 |
| Document Number | 0831/0073 |
|---|---|
| Date | Mar 29, 2017 |
| Book Page | 010831/000073 |
| Name | FIDELITY BK |
|---|---|
| Type | Bank |
| Address | GREENSBORO, GA 30642 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 28, 2027 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 4386 Fernbrook Xing was $3,826, down 7.8% from the year before.
Source: Columbia County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Columbia County |
| Unified School District | Columbia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,826.00 (-7.76%) | $196,543 (+13.29%) Land $62,220 Building $134,323 | $491,358 (+13.29%) Land $155,550 Building $335,808 |
| 2025 | $4,148.00 Additional exemption filed | $173,493 Land $58,915 Building $114,578 | $433,733 Land $147,287 Building $286,446 |
| 2023 | $2,870.00 (-14.02%) Homeowner's exemption | $130,027 (+1.43%) Land $43,465 Building $86,562 | $325,069 (+1.43%) Land $108,663 Building $216,406 |
| 2022 | $3,338.00 Homeowner's exemption | $128,198 Land $43,465 Building $84,733 | $320,496 Land $108,663 Building $211,833 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4386 Fernbrook Xing in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4386 Fernbrook Xing is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBIA COUNTY serves 124,763 people · EPA ID GA0730000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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