Hernando County property record for 4386 Bluewater Ave, Spring Hill, FL 34606
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,719 sqft · built 2000 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $973 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5260-1761-0050 |
| Primary APN | R32-323-17-5260-1761-0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,719 sqft Living Area |
| 1st Floor Area | 1,719 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Area | 361 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 288 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 972 sqft |
| Deck Area | 84 sqft |
| Patio Area | 494 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00735592 |
|---|---|
| Street Address | 4386 BLUEWATER AVE |
| City | SPRING HILL |
| State | FL |
| Zip | 34606-2028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 26 BLK 1761 LOT 5 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 11 |
| Legal Subdivision | SPRING HILL UNIT 26 |
| Legal Block | 1761 |
| Legal Lot Number | 5 |
| Legal Unit | 26 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 41203 |
4386 Bluewater Ave is owned and occupied by two individuals who acquired it in July 2003.
Source: Hernando County records, as of December 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4386 BLUEWATER AVE, SPRING HILL, FL 34606-2028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2003 |
| Deed Sale | Jul 10, 2003 |
| Prior Sale | Jun 9, 2000 · Amount on File |
| Deed Document Number | 0169201863 |
| Deed Book / Page | 01345 / 00958 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 4386 Bluewater Ave was $973 with an additional exemption.
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $973.00 Additional exemption filed | $107,615 | $264,009 Land $32,000 Building $232,009 |
| 2023 | $101,536 (+3%) Land $101,536 | ||
| 2022 | $941.00 Homeowner's exemption | $98,579 | $251,016 Land $25,000 Building $226,016 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4386 Bluewater Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (1993–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4386 Bluewater Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
May also be available: Verizon.
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