Charlotte County property record for 43850 Stream Crossing Ln, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,027 sqft · built 2023 |
| Lot Size | 0.175 acres (7,663 sqft) |
| Owner | Trust Name on File |
| Last Sale | $446,800 (Jan 2023) |
| Tax Bill | $5,117 (2025) |
| Deeds & Mortgages | Jan 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-26-32-240-045 |
| Primary APN | 42-26-32-240-045 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,027 sqft Living Area |
| Gross Area | 2,624 sqft |
| Flooring | Covered |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Composition/Composite |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 7,663 sqft (0.175 acres) |
| View / Lot | Water |
| Driveway | Driveway |
| Driveway Area | 400 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Heating System | Forced Air |
|---|
| Street Address | 43850 STREAM CROSSING LN |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-5162 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BOZD |
| Legal Description | BCR 02D 0000 1809 BABCOCK RANCH SEC2D BLK0000 LT1809 4994/628/ 3210612 3473652 |
| Legal Subdivision | BABCOCK RANCH |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 10100 |
43850 Stream Crossing Ln is held in a trust since December 2024.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 28634 LOBOS CIR, BONITA SPRINGS, FL 34135-9129 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2023 · Amount on File |
| Deed Sale | Jan 28, 2023 · Amount on File |
| Prior Sale | Jan 28, 2023 · Amount on File |
| Deed Document Number | 0003210612 |
| Last Transfer Date | Dec 5, 2024 |
| Transfer Doc | 0003473652 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jan 28, 2023 |
| Property Address | 43850 STREAM CROSSING LN, PUNTA GORDA, FL 33982-5162 |
| Document Number | 0003210612 |
| Map Reference | MB 24 PG 23 |
| Instrument Date | Jan 25, 2023 |
| Instrument | 3210612 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 25, 2023 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $3,127.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966-6460 |
| Name | Verified Name |
|---|---|
| Address | 43850 STREAM CROSSING LN, PUNTA GORDA, FL 33982-5162 |
The 2025 property tax bill for 43850 Stream Crossing Ln was $5,117.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,117.00 | $342,496 | $448,527 Land $89,000 Building $359,527 |
| 2023 | $3,469.00 (+19.87%) | $63,750 (+15.38%) | $75,000 (+35.75%) Land $75,000 |
| 2022 | $2,894.00 | $55,250 Land $55,250 | $55,250 Land $55,250 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 43850 Stream Crossing Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 43850 Stream Crossing Ln is high, ranking above 83% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 75% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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