4385 Stork Rd, Saginaw, MI 48604 Property Records

Saginaw County property record for 4385 Stork Rd, Saginaw, MI 48604

Property Summary

Property Type	Manufactured or Modular Home
Details	1 bd · 2 ba · 1,726 sqft · built 1994
Lot Size	0.716 acres (31,189 sqft)
Owner	2 Individual Names on File
Last Sale	$4,200 (Oct 1999)
Tax Bill	$3,789 (2025)
Deeds & Mortgages	Dec 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-12-4-01-3208-000`

Property Details

APN / Parcel Number

Primary APN	`11-12-4-01-3208-000`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,726 sqft Living Area
1st Floor Area	1,716 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,189 sqft (0.716 acres)
Lot Dimensions	297 ft deep x 105 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	32 sqft
Deck Area	Deck Area
Patio Area	404 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4385 STORK RD
City	SAGINAW
State	MI
Zip	48604-1617
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	LOT 8 ALSO LOT 9 EXC S 1/2 THEREOF STORK PLAT PART OF N 1/2 OF SW 1/4 ALSO COM AT W 1/4 CORN OF SEC TH E 326.91 FT TH S
Legal Range	04E
Legal Township	12N
Legal Section	01
Legal Subdivision	STORK PLAT
Legal Lot Number	8-9
Legal Unit	8-9
Jurisdiction	SAGINAW MI
Township / Civil Division	CARROLLTON
Census Block Group	5
Census Block	5002
Census Tract	10700

Owner

4385 Stork Rd, a residential property, is owned and occupied by two individuals who acquired it in April 2016.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4385 STORK RD, SAGINAW, MI 48604-1617
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 1999 · Amount on File
Deed Sale	Oct 21, 1999 · Amount on File
Prior Sale	Aug 9, 1994 · Amount on File
Deed Book / Page	2148 / 1374
Last Transfer Date	Apr 5, 2016
Transfer Doc	0000011740
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	4385 STORK RD, SAGINAW, MI 48604-1617
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4385 STORK RD, SAGINAW, MI 48604-1617

Mortgage

Document Number	0000027090
Date	Dec 21, 2023
Instrument	2023027090

Lender

Name	UNITED FINANCIAL CU
Type	Credit Union
Address	4685 STATE ST, SAGINAW, MI 48603

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 4385 Stork Rd was $3,789 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Carrollton Township
Unified School District	Carrollton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,200	$252,400
2025	$3,789.00 Homeowner's exemption
2023		$88,800	$177,600
2022	$3,306.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4385 Stork Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	11 (1981–2026)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Jun 2026
Claims by Event	Severe Storms & Flooding, Sep 1986 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4385 Stork Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARROLLTON TOWNSHIP serves 5,705 people · EPA ID MI0001160
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Apr 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20