4385 Rues Landing Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 4385 Rues Landing Rd, Saint Augustine, FL 32092 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4.5 Baths
Year BuiltBuilt 2009
Square Footage3,871 sqft Living Area
Lot Size39,204 sqft (0.9 acres)
OccupancyOwner Occupied
Last Sale$755,000 (2025)
Tax Bill$8,296.00 (2025)

Property Details

APN / Parcel Number

Primary APN028780-1105

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures20 Plumbing Fixtures
Building Area3,871 sqft Living Area
Gross Area4,618 sqft Gross Area
1st Floor1,925 sqft 1st Floor
Stories2 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area39,204 sqft (0.9 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area747 sqft Garage
Porch Area671 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address4385 RUES LANDING RD
CitySAINT AUGUSTINE
StateFL
Zip32092-0672
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description11-6E ANTONIO HUERTAS GRANT SUB PT OF N1/2 OF NW1/4 OF SUB SEC 11 150 X297FT(EX 794/1739) OR6115/1241
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionANTONIO HUERTAS GRANT SUB
Legal Phase11
Legal Lot Number11-6E
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup4
Census Block4000
Census Tract20905

Owner

Source: St. Johns County records · APN 028780-1105

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4385 RUES LANDING RD, SAINT AUGUSTINE, FL 32092-0672
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2025Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 04, 2023Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Jul 21, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 19, 2021Deed of Trust, Mortgage
POINT DIGITAL FINANCE INC
Nov 09, 2021Warranty Deed, Transfer · Veterans Administration Mortgage
RIVER CITY MORTGAGE LLC
May 25, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FIRST DIRECT LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 19, 2025 · Amount on Record
Deed SaleMar 19, 2025 · Amount on Record
Prior SaleNov 09, 2021 · Amount on Record
Deed Doc Number202521219
Deed Book / Page6115 / 1241
Record RefreshedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address4385 RUES LANDING RD, SAINT AUGUSTINE, FL 32092-0672
Transaction TypeMortgage
Record UpdatedDec 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4385 RUES LANDING RD, SAINT AUGUSTINE, FL 32092-0672

Mortgage

Document Number0062720377
DateDec 12, 2025
Book Page6272/377
Instrument2025100885
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address4385 RUES LANDING RD, SAINT AUGUSTINE, FL 32092-0672
Transaction TypeMortgage
Record UpdatedOct 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4385 RUES LANDING RD, SAINT AUGUSTINE, FL 32092-0672

Mortgage

Document Number0058351829
DateOct 04, 2023
Book Page5835/1829
Instrument2023078299
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueOct 25, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address4385 RUES LANDING RD, SAINT AUGUSTINE, FL 32092-0672
Transaction TypeMortgage
Record UpdatedMay 23, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4385 RUES LANDING RD, SAINT AUGUSTINE, FL 32092-0672

Mortgage

Document Number0053221763
DateJul 21, 2021
Book Page5322/1763
Instrument2021080641
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term311 Months
DueJun 01, 2047

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address4385 RUES LANDING RD, SAINT AUGUSTINE, FL 32092-0672
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4385 RUES LANDING RD, SAINT AUGUSTINE, FL 32092-0672

Mortgage

Document Number0053961318
DateOct 19, 2021
Book Page5396/1318
Instrument2021113510
Lender
NamePOINT DIGITAL FINANCE INC
TypeMortgage Company
AddressPALO ALTO, CA 94302
Agreement
AmountAmount Recorded
Term354 Months
DueApr 21, 2051

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 09, 2021
Property Address4385 RUES LANDING RD, SAINT AUGUSTINE, FL 32092-0672
Document Number0054151126
Book / Page5415 / 1126
Instrument DateNov 04, 2021
Instrument2021121829
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyUS PATRIOT TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,375.00
Amount AccuracyRounded Values by County
Additional
  • Lis Pendens
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4385 RUES LANDING RD, ST AUGUSTINE, FL 32092-0672

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4385 RUES LANDING RD, ST AUGUSTINE, FL 32092-0672

Mortgage

Document Number0054151128
DateNov 09, 2021
Instrument5415/1128
Lender
NameRIVER CITY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address4385 RUES LANDING RD, SAINT AUGUSTINE, FL 32092-0672
Document Number0043931031
Book / Page004393 / 001031
Instrument DateMay 25, 2017
Transaction TypeMortgage
Record UpdatedJul 03, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4385 RUES LANDING RD ST AUGUSTINE FL 320920672, ST AUGUSTINE, FL 32092-0672

Mortgage

Document Number0043931031
DateJun 23, 2017
Book Page004393/001031
Instrument43342
Lender
NameFIRST DIRECT LNDG
AddressIRVINE, CA 92618
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 22, 2047

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$489,760 (-22.25%)$627,411 (-21.63%) Land $85,500 Building $541,911
2025$8,296.00 (+11.96%) Homeowner's exemption$629,927 (+3.24%)$800,589 (+6.05%) Land $85,500 Building $715,089
2024$7,410.00 (+1.88%) Homeowner's exemption$610,133 (+3%)$754,947 (-0.75%) Land $52,425 Building $702,522
2023$7,273.00 (+2.54%) Homeowner's exemption$592,362 (+3%)$760,642 (+32.26%) Land $50,400 Building $710,242
2022$7,093.00 Homeowner's exemption$575,109$575,109 Land $50,400 Building $524,709

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 53% of the US · above 24% of Florida
Wildfire LikelihoodAbout 1 in 813 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Rues Landing Rd

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