4385 Oak Timber Dr, Tulsa, OK 74131 Property Records

Creek County property record for 4385 Oak Timber Dr, Tulsa, OK 74131

Property Summary

Property TypeResidential Vacant Land
Lot Size3.41 acres (148,714 sqft)
Owner2 Individual Names on File
Last Sale$413,000 (Dec 2024)
Tax Bill$5,177 (2025)
Deeds & MortgagesJul 2026 Mortgage
Aug 2025 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN70872

Property Details

APN / Parcel Number

Primary APN70872
Alternative APN
  • 3232-00-000-000-0-050-00

Exterior

Lot Area148,714 sqft (3.41 acres)

Location & Zoning

Account Number70872
Street Address4385 OAK TIMBER DR
CityTULSA
StateOK
Zip74131
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionOAK TIMBER LOT 5
Legal Range12E
Legal Township18N
Legal Section09
Legal SubdivisionOAK TIMBER
Legal Lot Number5
JurisdictionCREEK OK
Township / Civil DivisionSAPULPA
Census Block Group1
Census Block1012
Census Tract20101

Owner

4385 Oak Timber Dr, residential vacant land, is owned and occupied by two individuals who bought it in December 2024.

Source: Creek County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address4385 OAK TIMBER DR, TULSA, OK 74131
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2026Deed of Trust, Mortgage · Conventional Mortgage
TTCU FEDERAL CREDIT UNION
Aug 11, 2025Deed of Trust, Mortgage · Construction Mortgage
FIRSTAR BANK NA
Dec 27, 2024Warranty Deed, Transfer · Conventional Mortgage
TULSA TEACHERS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 27, 2024 · Amount on File
Deed SaleDec 27, 2024 · Amount on File
Deed Document Number202414861
Deed Book / Page1531 / 802
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCREEK OK
Recording DateJul 1, 2026
Property Address4385 OAK TIMBER DR, TULSA, OK 74131
Document Number0000008350
Book / Page1641 / 498
Instrument DateJun 25, 2026
Instrument20268350
Transaction TypeMortgage
Record UpdatedJul 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address14907 E 87TH PL N, OWASSO, OK 74055-8491

Mortgage

Document Number0000008350,
DateJul 1, 2026
Book Page1641/498
Instrument20268350
Lender
NameTTCU FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCREEK OK
Property Address4385 OAK TIMBER DR, TULSA, OK 74131
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015730432
DateAug 11, 2025
Book Page1573/432
InstrumentI-2025-009284
Lender
NameFIRSTAR BANK NA
TypeBank
AddressTULSA, OK 74133
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term18 Months
DueFeb 11, 2027

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCREEK OK
Recording DateDec 27, 2024
Property Address4385 OAK TIMBER DR, TULSA, OK 74131
Document Number0015310802
Book / Page1531 / 802
Instrument DateDec 23, 2024
InstrumentI-2024-014861
Transaction TypeTransfer
Record UpdatedFeb 10, 2026
Title CompanyAPEX TITLE COMPANY, APEX TTL & CLOSING SVCS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$619.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address14907 E 87TH PL N, OWASSO, OK 74055-8491

Mortgage

Document NumberI2024014862
DateDec 27, 2024
InstrumentI-2024-014862
Lender
NameTULSA TEACHERS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJan 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 4385 Oak Timber Dr was $5,177, down 0.1% from the year before.

Source: Creek County assessment roll, as of February 10, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyCreek County
Unified School DistrictSapulpa Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$52,038 (+5%) Land $47,087 Building $4,951$433,653 (+5%) Land $392,391 Building $41,262
2025$5,177.00 (-0.08%)$49,560 (+84.81%) Land $42,150 Building $7,410$413,003 Land $351,251 Building $61,752
2024$5,181.00$26,817 Land $26,817

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4385 Oak Timber Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 1 (45% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4385 Oak Timber Dr is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 43% of Oklahoma
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAPULPA RURAL WATER COMPANY
serves 5,810 people · EPA ID OK3001904
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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