4385 Middlesex Dr, San Diego, CA 92116 Property Records

San Diego County property record for 4385 Middlesex Dr, San Diego, CA 92116

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,287 sqft · built 2000
Lot Size	0.362 acres (15,775 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,330,000 (Oct 2020)
Tax Bill	$18,606 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Mar 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`465-020-11-00`

Property Details

APN / Parcel Number

Primary APN	`465-020-11-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,287 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	15,775 sqft (0.362 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4385 MIDDLESEX DR
City	SAN DIEGO
State	CA
Zip	92116-2141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR-1-1
Legal Description	LOT 93 TR 001912
Legal Subdivision	KENSINGTON HEIGHTS EXT
Legal Tract	001912
Legal Block	2
Legal Lot Number	93
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2008
Census Tract	2001

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4385 MIDDLESEX DR, SAN DIEGO, CA 92116-2141
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 27, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 24, 2017	Grant Deed, Transfer · ARM NORTH ISLAND FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2020 · Amount on Record
Deed Sale	Oct 14, 2020 · Amount on Record
Prior Sale	Mar 24, 2017 · Amount on Record
Deed Document Number	2020624098
Prior Transfer Date	Mar 23, 2017
Prior Transfer Doc	0000136577
Record Updated	Oct 29, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 14, 2020
Property Address	4385 MIDDLESEX DR, SAN DIEGO, CA 92116-2141
Document Number	0000624098
Map Reference	MAP 1912
Instrument Date	Sep 22, 2020
Instrument	2020-0624098
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4385 MIDDLESEX DR, SAN DIEGO, CA 92116-2141
Investor	Possibly a Property Investor

Mortgage

Document Number	0000624099
Date	Oct 14, 2020
Instrument	2020-0624099

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 27, 2017
Property Address	4385 MIDDLESEX DR, SAN DIEGO, CA 92116-2141
Document Number	0000136577
Instrument Date	Mar 23, 2017
Instrument	136577
Transaction Type	Transfer
Record Updated	Apr 4, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4385 MIDDLESEX DR SAN DIEGO CA 921162141, SAN DIEGO, CA 92116-2141

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 24, 2017
Property Address	4385 MIDDLESEX DR, SAN DIEGO, CA 92116-2141
Document Number	0000135517
Map Reference	MAP1912
Instrument Date	Feb 23, 2017
Instrument	2017-0135517
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4385 MIDDLESEX DR, SAN DIEGO, CA 92116-2141

Mortgage

Document Number	0000135518
Date	Mar 24, 2017
Instrument	2017-0135518

Lender

Name	NORTH ISLAND FINANCIAL CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.37%
Index	1-Year CMT
Max Rate	8.37%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,468,424 (+2%) Land $993,671 Building $474,753
2025	$18,606.00 (+9.36%) Homeowner's exemption	$1,439,633 (+4.04%) Land $974,188 Building $465,445
2023	$17,013.00 (+2.77%) Homeowner's exemption	$1,383,732 Land $936,360 Building $447,372
2022	$16,554.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1995–2024)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Jan 2024 · Severe Storm And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on Middlesex Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures