4385 Kidwell Ln, Fort Wright (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 4385 Kidwell Ln, Fort Wright, KY 41017

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,120 sqft · built 1998
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$230,000 (Jun 2021)
Tax Bill$2,279 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Mar 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN045-10-01-089.00

Property Details

APN / Parcel Number

Primary APN045-10-01-089.00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,120 sqft Finished Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleBi-Level
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions138 ft deep x 68 ft wide
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address4385 KIDWELL LN
CityFT WRIGHT
StateKY
Zip41017-9206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOWLER RIDGE SEC 8 LOT 89
Legal SubdivisionFOWLER RIDGE
Legal Phase8
Legal Lot Number89
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1006
Census Tract66801

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4385 KIDWELL LN, FT WRIGHT, KY 41017-9206
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2021Warranty Deed, Transfer · Conventional Mortgage
BANK OF ENGLAND
Mar 20, 2020Quit Claim Deed, Transfer · FHA Mortgage
NATIONS LNDG
Jul 11, 2017Warranty Deed, Transfer · FHA Mortgage
MORTGAGE LENDERS/AMERICA
Jul 11, 2017Warranty Deed, Transfer
360 AMERICAN TITLE SERVICES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2021 · Amount on Record
Deed SaleJun 8, 2021 · Amount on Record
Prior SaleJul 11, 2017 · Amount on Record
Deed Document Number20215900362
Deed Book / Page96 / 623
Prior Transfer DateAug 13, 2007
Prior Transfer Doc0005900134
Record UpdatedOct 29, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 8, 2021
Property Address4385 KIDWELL LN, FT WRIGHT, KY 41017-9206
Document Number0005900362
Book / Page96 / 623
Map ReferencePL A-258
Instrument DateJun 8, 2021
Instrument21060805900362
Transaction TypeTransfer
Record UpdatedJun 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address246 DAKOTA RUN, 246, MAINEVILLE, OH 45039-8275

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4385 KIDWELL LN, FT WRIGHT, KY 41017-9206

Mortgage

Document Number0005900363
DateJun 8, 2021
Instrument21060805900363
Lender
NameBANK OF ENGLAND
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateMar 20, 2020
Property Address4385 KIDWELL LN, FT WRIGHT, KY 41017-9206
Document Number0000000429
Book / Page000013 / 000372
Instrument DateAug 21, 2019
Instrument429
Transaction TypeTransfer
Record UpdatedMay 29, 2020
Title CompanyTIMIOS INC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4385 KIDWELL LN FORT WRIGHT KY 410179206, FORT WRIGHT, KY 41017-9206

Mortgage

Document Number430
DateMar 20, 2020
Book Page000M23/000291
Instrument430
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 19, 2050

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJul 11, 2017
Property Address4385 KIDWELL LN, FT WRIGHT, KY 41017-9206
Book / Page003968 / 000193
Instrument DateJul 7, 2017
Instrument253
Transaction TypeTransfer
Record UpdatedJul 26, 2017
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$159.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4385 KIDWELL LN FORT WRIGHT KY 410179206, FORT WRIGHT, KY 41017-9206

Mortgage

Document Number0000000253
DateJul 11, 2017
Book Page003968/000196
Instrument253
Lender
NameMORTGAGE LENDERS/AMERICA
TypeMortgage Company
AddressOVERLAND PARK, KS 66211
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 10, 2047

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJul 11, 2017
Property Address4385 KIDWELL LN, FT WRIGHT, KY 41017-9206
Document Number0000000252
Book / Page0I3968 / 000193
Instrument DateJul 7, 2017
Instrument252
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$159.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4385 KIDWELL LN FORT WRIGHT KY 410179206, FORT WRIGHT, KY 41017-9206

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$230,000 (-) Land $35,000 Building $195,000$230,000 (-) Land $35,000 Building $195,000
2025$2,279.00 (-7.02%)$230,000 (-) Land $30,000 Building $200,000$230,000 (-) Land $30,000 Building $200,000
2023$2,451.00$230,000 Land $30,000 Building $200,000$230,000 Land $30,000 Building $200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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