4385 Diamond St, Apt 2, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4385 Diamond St, Apt 2, Capitola, CA 95010

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,121 sqft · built 1972
Lot Size	0.013 acres (566 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Aug 2023)
Tax Bill	$9,935 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`034-631-46`

Property Details

APN / Parcel Number

Primary APN	`034-631-46`
Alternative APN	`034-631-46-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,121 sqft Living Area
Gross Area	1,352 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2015
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	566 sqft (0.013 acres)
Garage Type	Attached
Garage Area	231 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4385 DIAMOND ST, 2
City	CAPITOLA
State	CA
Zip	95010-3067
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	CAPITOLA SHORES TR #533
Legal Lot Number	76
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1004
Census Tract	121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 SARAH LN, MORAGA, CA 94556-2537
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage ALAMEDA MORTGAGE CORP
Sep 21, 2023	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Aug 1, 2023	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC
Dec 6, 2017	Grant Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2023 · Amount on Record
Deed Sale	Aug 1, 2023 · Amount on Record
Prior Sale	Dec 6, 2017 · Amount on Record
Deed Document Number	202314242
Last Transfer Date	Aug 30, 2023
Transfer Doc	0000017967
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4385 DIAMOND ST APT 2, 2, CAPITOLA, CA 95010-3067
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 SARAH LN, MORAGA, CA 94556-2537

Mortgage

Document Number	0000020386
Date	Sep 25, 2025
Instrument	2025-0020386

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company
Address	WALNUT CREEK, CA 94596

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 21, 2023
Property Address	4385 DIAMOND ST APT 2, 2, CAPITOLA, CA 95010-3067
Document Number	0000017967
Map Reference	MB 53 PG 16
Instrument Date	Aug 30, 2023
Instrument	2023-0017967
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	40 SARAH LN, MORAGA, CA 94556-2537

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 1, 2023
Property Address	4385 DIAMOND ST APT 2, 2, CAPITOLA, CA 95010-3067
Document Number	0000014242
Map Reference	MB 53 PG 16
Instrument Date	Jul 26, 2023
Instrument	2023-0014242
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	40 SARAH LN, MORAGA, CA 94556-2537

Mortgage

Document Number	0000014243
Date	Aug 1, 2023
Instrument	2023-0014243

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4385 DIAMOND ST APT 2, 2, CAPITOLA, CA 95010-3067
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4385 DIAMOND ST 2, 2, CAPITOLA, CA 95010-3067

Mortgage

Document Number	0000001825
Date	Jan 12, 2021
Instrument	2021-0001825

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 6, 2017
Property Address	4385 DIAMOND ST APT 2, 2, CAPITOLA, CA 95010-3067
Document Number	0000041195
Map Reference	MAP53 PG16
Instrument Date	Nov 29, 2017
Instrument	2017-0041195
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4385 DIAMOND ST APT 2, 2, CAPITOLA, CA 95010-3067

Mortgage

Document Number	0000041196
Date	Dec 6, 2017
Instrument	2017-0041196

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$780,300 (+2%) Land $546,210 Building $234,090
2025	$9,935.00 (+50.3%)	$765,000 (+47.26%) Land $535,500 Building $229,500
2023	$6,610.00 (+1.38%) Homeowner's exemption	$519,482 (+2%) Land $337,663 Building $181,819	$655,290
2022	$6,520.00 Homeowner's exemption	$509,296 Land $331,042 Building $178,254

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 892 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Xfinity.

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