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4385 Cayucos Ave, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 4385 Cayucos Ave, Atascadero, CA 93422

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,415 sqft · built 1971
Lot Size0.179 acres (7,800 sqft)
Owner2 Individual Names on Record
Last Sale$330,000 (Sep 2013)
Tax Bill$5,304 (2025)
Deeds & MortgagesJul 2020 Mortgage
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN029-021-011

Property Details

APN / Parcel Number

Primary APN029-021-011

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,415 sqft Living Area
1st Floor Area1,415 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Construction TypeWood
Lot Area7,800 sqft (0.179 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4385 CAYUCOS AVE
CityATASCADERO
StateCA
Zip93422-2731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLSFX
Legal DescriptionCY ATAS ATAS BL NC LT 52B
Legal SubdivisionATASCADERO
Legal Block3
Legal Lot Number52B
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionATASCADERO
Census Block Group3
Census Block3009
Census Tract12505

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4385 CAYUCOS AVE, ATASCADERO, CA 93422-2731
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED FINANCE INC
Jan 26, 2017Deed of Trust, Mortgage · FHA Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2013 · Amount on Record
Deed SaleSep 18, 2013 · Amount on Record
Prior SaleFeb 7, 2013 · Amount on Record
Deed Document Number201353644
Last Transfer DateJul 1, 2020
Transfer Doc0000034227
Record UpdatedOct 29, 2026

July 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateJul 8, 2020
Property Address4385 CAYUCOS AVE, ATASCADERO, CA 93422-2731
Document Number0000034227
Map ReferenceMB 4 PG 63A
Instrument DateJul 1, 2020
Instrument2020034227
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyTITLE CONNECT INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4385 CAYUCOS AVE, ATASCADERO, CA 93422-2731

Mortgage

Document Number0000034228
DateJul 8, 2020
Instrument2020034228
Lender
NameUNITED FINANCE INC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address4385 CAYUCOS AVE, ATASCADERO, CA 93422-2731
Document Number0000004950
Instrument DateJan 26, 2017
Transaction TypeMortgage
Record UpdatedFeb 17, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4385 CAYUCOS AVE ATASCADERO CA 934222731, ATASCADERO, CA 93422-2731

Mortgage

Document Number0000004950
DateJan 31, 2017
Instrument4950
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 30, 2047

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityAtascadero City
CountySan Luis Obispo County
Unified School DistrictAtascadero Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$412,612 (+2%) Land $156,291 Building $256,321
2025$5,304.00 (+6.36%)$404,523 (+4.04%) Land $153,227 Building $251,296
2024$4,987.00 (+0.06%)
2023$4,984.00 (+3.02%)$388,817 Land $147,278 Building $241,539
2022$4,838.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATASCADERO MUTUAL WATER CO
private · serves 33,307 people · EPA ID CA4010002
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2018)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
Surfnet Communications
Fixed Wireless		100 / 20

May also be available: Astound Broadband, Ranch Wifi.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cayucos Ave

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