4385 Ave Carmel, Cypress, CA 90630 Property Records

Orange County property record for 4385 Ave Carmel, Cypress, CA 90630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,865 sqft · built 1967
Lot Size	0.13 acres (5,704 sqft)
Owner	Individual Name on Record
Last Sale	$725,000 (Apr 2014)
Tax Bill	$2,125 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`244-242-12`

Property Details

APN / Parcel Number

Primary APN	`244-242-12`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,865 sqft Living Area

Exterior

Year Built	Built 1967
Lot Area	5,704 sqft (0.13 acres)
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4385 AVENIDA CARMEL
City	CYPRESS
State	CA
Zip	90630-3439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 6214 BLK LOT 80
Legal Tract	6214
Legal Lot Number	80
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	2
Census Block	2005
Census Tract	110117

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4385 AVENIDA CARMEL, CYPRESS, CA 90630-3439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUIST BANK
Apr 1, 2022	Deed of Trust, Mortgage · Line of Credit DOWNEY FCU
Jan 24, 2017	Deed of Trust, Mortgage DOWNEY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2014 · Amount on Record
Deed Sale	Apr 30, 2014 · Amount on Record
Prior Sale	Oct 26, 2011
Deed Document Number	2014000166877
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	4385 AVENIDA CARMEL, CYPRESS, CA 90630-3439
Transaction Type	Mortgage
Record Updated	Aug 2, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4385 AVENIDA CARMEL, CYPRESS, CA 90630-3439

Mortgage

Document Number	0000175271
Date	Jul 20, 2023
Instrument	2023000175271

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	4385 AVENIDA CARMEL, CYPRESS, CA 90630-3439
Transaction Type	Mortgage
Record Updated	Apr 12, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4385 AVENIDA CAMEL, CYPRESS, CA 90630-3439

Mortgage

Document Number	0000126236
Date	Apr 1, 2022
Instrument	2022000126236

Lender

Name	DOWNEY FCU
Type	Credit Union
Address	DOWNEY, CA 90241

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 16, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	4385 AVENIDA CARMEL, CYPRESS, CA 90630-3439
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030981
Date	Jan 24, 2017
Instrument	2017000030981

Lender

Name	DOWNEY FCU
Type	Credit Union
Address	DOWNEY, CA 90241

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 25, 2027

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Cypress City
Secondary School District	Anaheim Union High School District (07 - 12)
Elementary School District	Cypress Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,125.00 (+7.11%) Homeowner's exemption	$161,508 (+4.04%) Land $29,791 Building $131,717
2023	$1,984.00 (+1.54%) Homeowner's exemption	$155,238 Land $28,635 Building $126,603
2022	$1,954.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WC - WEST ORANGE COUNTY private · serves 114,693 people · EPA ID CA3010022
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,042 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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