4385 39th Ave S, Fargo, ND 58104 Property Records

Cass County property record for 4385 39th Ave S, Fargo, ND 58104

Property Summary

Property Type	Single Family Home
Details	984 sqft · built 2006
Lot Size	0.101 acres (4,420 sqft)
Owner	Individual Name on Record
Last Sale	$264,900 (Oct 2023)
Tax Bill	$1,959 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Oct 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-8120-00050-000`

Property Details

APN / Parcel Number

Primary APN	`01-8120-00050-000`

Interior

Building Area	984 sqft Total Area
1st Floor Area	984 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Lot Area	4,420 sqft (0.101 acres)
Lot Dimensions	130 ft deep x 34 ft wide

Location & Zoning

Street Address	4385 39TH AVE S
City	FARGO
State	ND
Zip	58104-6993
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR4
Legal Description	LOT: 5 BLOCK: 1 ADDITION: CREEKSIDE SECOND ADDITION ADDITIONAL: CREEKSIDE 2ND ADDN LT 5 BLK 1
Legal Subdivision	CREEKSIDE 2ND
Legal Block	1
Legal Lot Number	5
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	1
Census Block	1012
Census Tract	40504

Owner

Source: Cass County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4385 39TH AVE S, FARGO, ND 58104-6993
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed of Trust, Mortgage · Line of Credit BELL BANK
Oct 17, 2023	Warranty Deed, Transfer · VA Mortgage TOWN & COUNTRY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2023 · Amount on Record
Deed Sale	Oct 17, 2023 · Amount on Record
Prior Sale	Dec 1, 2016 · Amount on Record
Deed Document Number	20231699785
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	4385 39TH AVE S, FARGO, ND 58104-6993
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4385 39TH AVE S, FARGO, ND 58104-6993

Mortgage

Document Number	0001691711
Date	Jun 22, 2023
Instrument	1691711

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	18 Months
Due	Dec 8, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Oct 17, 2023
Property Address	4385 39TH AVE S, FARGO, ND 58104-6993
Document Number	0001699785
Instrument Date	Oct 9, 2023
Instrument	1699785
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	THE TITLE SERVICES GROUP, THE TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4385 39TH AVE S, FARGO, ND 58104-6993

Mortgage

Document Number	0001699786
Date	Oct 17, 2023
Instrument	1699786

Lender

Name	TOWN & COUNTRY CU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,959.00 (-42.38%)	$131,050 (+6.07%) Land $19,200 Building $111,850	$262,100 (+6.07%) Land $38,400 Building $223,700
2023	$3,400.00 (+12.47%)	$123,550 (+14.98%) Land $14,850 Building $108,700	$247,100 (+14.98%) Land $29,700 Building $217,400
2022	$3,023.00	$107,450 Land $14,850 Building $92,600	$214,900 Land $29,700 Building $185,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	37 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 93% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Midco Cable · Fiber in parts of the area	2,000 / 1,000
Sparklight Cable	1,000 / 50

May also be available: CenturyLink, Fidium Fiber, Otter Tail Telecom, Verizon.

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