Suwannee County property record for 4385 286th Ter, Branford, FL 32008
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 576 sqft · built 2013 |
| Lot Size | 2.75 acres (120,003 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $6,000 (Jan 2016) |
| Tax Bill | $622 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-06S-15E-01651-780190 |
| Primary APN | 29-06S-15E-01651-780190 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 576 sqft Living Area |
| 1st Floor Area | 576 sqft |
| Flooring | Plywood |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Wood Siding |
| Roof Material | Metal |
| Lot Area | 120,003 sqft (2.75 acres) |
| Patio Area | 80 sqft |
| Greenhouse | 64 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air |
| Account Number | 01651780190 |
|---|---|
| Street Address | 4385 286TH TER |
| City | BRANFORD |
| State | FL |
| Zip | 32008-2250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEG LOTS 19 20 & 21 BLK 78 3 RIVERS ESTATES UNIT 2 ORB 1575 P 450 WD YR 2010 ORB 1893 P 223 WD YR 2016 ORB 1901 P 333 WD YR |
| Legal Range | 15E |
| Legal Township | 06S |
| Legal Section | 29 |
| Legal Subdivision | RIVERS ESTATES |
| Legal Block | 78 |
| Legal Lot Number | 19-21 |
| Legal Unit | 2 |
| Jurisdiction | SUWANNEE FL |
| Township / Civil Division | BRANFORD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 970602 |
4385 286th Ter is owned and occupied by two individuals who bought it in January 2016.
Source: Suwannee County records, as of February 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4385 286TH TER, BRANFORD, FL 32008-2250 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 2016 · Amount on File |
| Deed Sale | Jan 1, 2016 · Amount on File |
| Deed Document Number | 0001901333 |
| Prior Transfer Date | Jan 26, 2010 |
| Prior Transfer Doc | 2010117618 |
| Record Updated | Jun 8, 2026 |
Source: Suwannee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Suwannee County |
| Unified School District | Suwannee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $44,444 | $109,441 Land $63,900 Building $45,541 | |
| 2024 | $622.00 (+2.81%) | ||
| 2023 | $605.00 (+5.58%) Homeowner's exemption | $41,933 (+4.08%) | $82,814 (+33.77%) Land $43,200 Building $39,614 |
| 2022 | $573.00 Homeowner's exemption | $40,288 | $61,908 Land $33,300 Building $28,608 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4385 286th Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 2 (2004–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4385 286th Ter is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 100 / 20 |
May also be available: AT&T, Verizon.
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