Wells County property record for 4384 S 300 W, Poneto, IN 46781
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,388 sqft · built 1980 |
| Lot Size | 5.13 acres (223,463 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $896 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-09-28-100-004.000-013 |
| Primary APN | 90-09-28-100-004.000-013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,388 sqft Living Area |
| 1st Floor Area | 1,388 sqft |
| Basement Area | 916 sqft |
| Unfinished Basement | 916 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 223,463 sqft (5.13 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001589289 |
|---|---|
| Street Address | 4384 S 300 W |
| City | PONETO |
| State | IN |
| Zip | 46781-9724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 28-26-11 5.13A N TRI PT S/2 NE SE OF DITCH |
| Jurisdiction | WELLS IN |
| Township / Civil Division | LIBERTY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 40700 |
4384 S 300 W is owned and occupied by an individual who acquired it in November 2008.
Source: Wells County records, as of June 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4384 S 300 W, PONETO, IN 46781-9724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 18, 2008 |
| Transfer Doc | 000147/770 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 4384 S 300 W, PONETO, IN 46781-9724 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020230264 |
|---|---|
| Date | Jan 25, 2023 |
| Instrument | 20230264 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2053 |
The 2025 property tax bill for 4384 S 300 W was $896 with a homeowner's exemption, up 9% from the year before.
Source: Wells County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Wells County |
| County Subdivision | Liberty Township |
| Unified School District | Southern Wells Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $896.00 (+9%) Homeowner's exemption | $209,100 Land $70,800 Building $138,300 | $209,100 Land $70,800 Building $138,300 |
| 2024 | $822.00 | ||
| 2023 | $196,200 (+11.22%) Land $70,800 Building $125,400 | $196,200 (+11.22%) Land $70,800 Building $125,400 | |
| 2022 | $989.00 | $176,400 Land $49,800 Building $126,600 | $176,400 Land $49,800 Building $126,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4384 S 300 W in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4384 S 300 W is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Citizens Telephone Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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