4384 Renee Dr, Troy, MI 48085 Property Records

Oakland County property record for 4384 Renee Dr, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,200 sqft · built 1972
Lot Size0.36 acres (15,682 sqft)
Owner2 Company Names on Record
Last Sale$153,000 (Dec 1999)
Tax Bill$2,856 (2025)
Deeds & MortgagesSep 2021 Mortgage
May 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN88-20-15-477-001

Property Details

APN / Parcel Number

Primary APN88-20-15-477-001

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft
Basement Area1,200 sqft
Unfinished Basement1,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRanch
Exterior MaterialWood Siding
Foundation TypeNo Foundation
Roof TypeGable
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions149 ft deep x 105 ft wide
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area223 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address4384 RENEE DR
CityTROY
StateMI
Zip48085-4821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionT2N, R11E, SEC 15 CYPRESS GARDENS SUB. LOT 111
Legal Range11E
Legal Township2N
Legal Section15
Legal SubdivisionCYPRESS GARDENS SUB
Legal Lot Number111
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1015
Census Tract197000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address4384 RENEE DR, TROY, MI 48085-4821
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNION HOME MORTGAGE CORP
May 17, 2018Deed of Trust, Mortgage · Line of Credit
PNC BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 2, 1999 · Amount on Record
Deed SaleDec 2, 1999 · Amount on Record
Last Transfer DateMar 21, 2025
Transfer Doc0000031664
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4384 RENEE DR, TROY, MI 48085-4821
Transaction TypeMortgage
Record UpdatedOct 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4384 RENEE DR, TROY, MI 48085-4821

Mortgage

Document Number0000222866
DateSep 16, 2021
Book Page56860/466
Instrument222866
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2036

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4384 RENEE DR, TROY, MI 48085-4821
Document Number0000092223
Instrument DateMay 17, 2018
Transaction TypeMortgage
Record UpdatedAug 1, 2018
Title CompanySOUTHWEST FINANCIAL

Transferred To (Grantee/Buyer)

NameVerified Name
Address4384 RENEE DR TROY MI 480854821, TROY, MI 48085-4821

Mortgage

Document Number0000092223
DateJun 5, 2018
Book Page051871/000173
Instrument92223
Lender
NamePNC BK
TypeBank
AddressTROY, MI 48085
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,856.00 (-3.87%)
2023$245,940
2022$2,971.00$122,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1998–2014)
Most Recent ClaimAug 2014 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Renee Dr

Nearby Streets

Search Property Records by Address or Parcel Number