4384 N Oak Rd, Davison, MI 48423 Property Records

Genesee County property record for 4384 N Oak Rd, Davison, MI 48423

Property Summary

Property TypeSingle Family Home
Details4 bd · 2,893 sqft · built 2000
Lot Size10 acres (438,214 sqft)
Owner2 Company Names on Record
Last Sale$550,000 (Aug 2021)
Tax Bill$10,054 (2025)
Deeds & MortgagesAug 2021 Mortgage
May 2022 Line of Credit
+ 6 more
Flood ZoneZone X (minimal risk)
APN16-26-100-017

Property Details

APN / Parcel Number

Primary APN16-26-100-017

Interior

Bedrooms4 Beds
Stories2 Stories
Building Area2,893 sqft Living Area
1st Floor Area1,791 sqft
Basement Area1,791 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area438,214 sqft (10 acres)
Garage Area909 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address4384 N OAK RD
CityDAVISON
StateMI
Zip48423-9301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRRA
Legal DescriptionA PARCEL OF LAND BEG S 0 DEG 19 MIN 52 SEC W 1139.68 FT FROM NW COR OF SEC TH S 0 DEG 19 MIN 52 SEC W 330 FT TH N 89 DEG 16
Legal Range08E
Legal Township08N
Legal Section26
JurisdictionGENESEE MI
Township / Civil DivisionRICHFIELD
Census Block Group2
Census Block2001
Census Tract11902

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address4384 N OAK RD, DAVISON, MI 48423-9301
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
ACADEMY MORTGAGE CORP
May 6, 2022Deed of Trust, Mortgage · Line of Credit
DORT FINANCIAL CU
Nov 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
DORT FINANCIAL CU
Aug 30, 2021Warranty Deed, Transfer
Apr 28, 2021Deed of Trust, Mortgage · VA Mortgage
NORTH AMERICAN SAVINGS BANK FSB
Sep 13, 2019Deed of Trust, Mortgage · Commercial Mortgage
CHEMICAL BANK
Jun 30, 2020Warranty Deed, Transfer · VA Mortgage
NORTH AMERICAN SAVINGS BANK FSB
Sep 11, 2018Deed of Trust, Mortgage · Conventional Mortgage
ELGA CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2021 · Amount on Record
Deed SaleAug 30, 2021 · Amount on Record
Prior SaleJun 30, 2020 · Amount on Record
Deed Document Number202171155
Last Transfer DateMar 25, 2025
Transfer Doc0000000031
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address4384 N OAK RD, DAVISON, MI 48423-9301
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4384 N OAK RD, DAVISON, MI 48423-9301

Mortgage

Document Number0000070740
DateAug 27, 2021
Instrument202108270070740
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address4384 N OAK RD, DAVISON, MI 48423-9301
Transaction TypeMortgage
Record UpdatedMay 27, 2022
Title CompanyMASON BURGESS TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036735
DateMay 6, 2022
Instrument202205060036735
Lender
NameDORT FINANCIAL CU
TypeCredit Union
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount Recorded

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address4384 N OAK RD, DAVISON, MI 48423-9301
Transaction TypeMortgage
Record UpdatedDec 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4384 N OAK RD, DAVISON, MI 48423-9301

Mortgage

Document Number0000089212
DateNov 18, 2021
Instrument202111180089212
Lender
NameDORT FINANCIAL CU
TypeCredit Union
AddressGRAND BLANC, MI 48439
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2036

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateAug 30, 2021
Property Address4384 N OAK RD, DAVISON, MI 48423-9301
Document Number202108300071155
Instrument DateAug 26, 2021
Instrument202108300071155
Transaction TypeTransfer
Record UpdatedOct 25, 2021

Transaction

AmountAmount Recorded
Tax$4,730.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4384 N OAK RD, 4384, DAVISON, MI 48423-9301

Transferred To (Grantee/Buyer)

NameVerified Name
Address3929 RED ROOT RD, LAKE ORION, MI 48360-2627

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address4384 N OAK RD, DAVISON, MI 48423-9301
Transaction TypeMortgage
Record UpdatedJun 7, 2021
Title CompanyTRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202104280042349
DateApr 28, 2021
Instrument202104280042349
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
AddressGRANDVIEW, MO 64030
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address4384 N OAK RD, DAVISON, MI 48423-9301
Transaction TypeMortgage
Record UpdatedMay 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201909130059639
DateSep 13, 2019
Instrument201909130059639
Lender
NameCHEMICAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateJun 30, 2020
Property Address4384 N OAK RD, DAVISON, MI 48423-9301
Document Number202006300042652
Instrument DateJun 24, 2020
Instrument202006300042652
Transaction TypeTransfer
Record UpdatedMay 26, 2021
Title CompanyTRANSNATION TITLE AGENCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,655.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4384 N OAK RD, 4384, DAVISON, MI 48423-9301

Transferred To (Grantee/Buyer)

NameVerified Name
Address186 SNOWDRIFT DR, BAKERSVILLE, NC 28705-7777

Mortgage

Document Number202006300042653
DateJun 30, 2020
Instrument202006300042653
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address4384 N OAK RD, DAVISON, MI 48423-9301
Document Number0000088276
Instrument DateSep 11, 2018
Transaction TypeMortgage
Record UpdatedOct 18, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address4384 N OAK RD DAVISON MI 484239301, DAVISON, MI 48423-9301

Mortgage

Document Number0000088276
DateSep 21, 2018
Instrument88276
Lender
NameELGA CU
TypeCredit Union
AddressBURTON, MI 48519
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 20, 2028

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionRichfield Township
Unified School DistrictDavison Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$355,500 (+3.34%)$711,000 (+3.34%)
2025$10,054.00 (+2.5%) Homeowner's exemption$344,000 (+23.47%)$688,000 (+23.47%)
2024$9,809.00 (+91.21%)
2023$278,600$557,200
2019$5,130.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2013)
Most Recent ClaimJul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Starlink
Satellite
280 / 30

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