4384 Armand Dr, Concord, CA 94521 Property Records

Contra Costa County property record for 4384 Armand Dr, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,892 sqft · built 1964
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$995,000 (Apr 2024)
Tax Bill	$12,210 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Apr 2024 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`115-411-003-3`

Property Details

APN / Parcel Number

Primary APN	`115-411-003-3`
Alternative APN	`115-411-003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,892 sqft Living Area
1st Floor Area	1,892 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2005
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4384 ARMAND DR
City	CONCORD
State	CA
Zip	94521-1938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	TRACT 3172 LOT 3 EX MR
Legal Subdivision	CLAYTON SQUARE SUB 3172
Legal Tract	3172
Legal Lot Number	3
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3008
Census Tract	333200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4384 ARMAND DR, CONCORD, CA 94521-1938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · Line of Credit EAST WEST BANK
Apr 24, 2024	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 29, 2023	Intrafamily Transfer, Transfer
Sep 22, 2020	Grant Deed, Transfer NOT AVAILABLE
Nov 22, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 4, 2019	Grant Deed, Transfer · ARM STERLING BANK & TRUST FSB
Jan 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2024 · Amount on Record
Deed Sale	Apr 24, 2024 · Amount on Record
Prior Sale	Sep 4, 2019 · Amount on Record
Deed Document Number	202437939
Prior Transfer Date	Jun 16, 2023
Prior Transfer Doc	0000083281
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4384 ARMAND DR, CONCORD, CA 94521-1938
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2117 ROCKNE DR, CONCORD, CA 94518-3028

Mortgage

Document Number	0000073289
Date	Apr 27, 2022
Instrument	2022-073289

Lender

Name	EAST WEST BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 24, 2024
Property Address	4384 ARMAND DR, CONCORD, CA 94521-1938
Document Number	0000037939
Map Reference	MB 94 PG 1
Instrument Date	Apr 22, 2024
Instrument	2024-037939
Transaction Type	Transfer
Record Updated	May 3, 2024
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4384 ARMAND DR, CONCORD, CA 94521-1938

Mortgage

Document Number	0000037940
Date	Apr 24, 2024
Instrument	2024-037940

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 29, 2023
Property Address	4384 ARMAND DR, CONCORD, CA 94521-1938
Document Number	0000083281
Map Reference	MB 94 PG 1
Instrument Date	Jun 16, 2023
Instrument	2023-083281
Transaction Type	Transfer
Record Updated	Sep 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	954 SAN MIGUEL RD, CONCORD, CA 94518-2109

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 22, 2020
Property Address	4384 ARMAND DR, CONCORD, CA 94521-1938
Document Number	0000211168
Instrument Date	Jul 15, 2020
Instrument	211168
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$193.00
Amount Accuracy	Full Value
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4384 ARMAND DR CONCORD CA 945211938, CONCORD, CA 94521-1938

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 22, 2019
Property Address	4384 ARMAND DR, CONCORD, CA 94521-1938
Document Number	0000210315
Instrument Date	Nov 15, 2019
Instrument	210315
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	954 SAN MIGUEL RD CONCORD CA 945182109, CONCORD, CA 94518-2109

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 4, 2019
Property Address	4384 ARMAND DR, CONCORD, CA 94521-1938
Document Number	0000143554
Map Reference	MB 94 PG 1
Instrument Date	Aug 13, 2019
Instrument	2019-143554
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4384 ARMAND DR, CONCORD, CA 94521-1938

Mortgage

Document Number	0000143555
Date	Sep 4, 2019
Instrument	2019-143555

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Sep 1, 2024
Min Rate At Change	3.92%
Max Rate At Change	10.1%
Index	1-Year LIBOR
Max Rate	10.1%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4384 ARMAND DR, CONCORD, CA 94521-1938
Document Number	0000005704
Instrument Date	Jan 8, 2018
Transaction Type	Mortgage
Record Updated	Jan 22, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4384 ARMAND DR CONCORD CA 945211938, CONCORD, CA 94521-1938

Mortgage

Document Number	0000005704
Date	Jan 16, 2018
Instrument	5704

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4384 ARMAND DR, CONCORD, CA 94521-1938
Document Number	0000041158
Instrument Date	Mar 2, 2017
Transaction Type	Mortgage
Record Updated	Mar 15, 2017
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4384 ARMAND DR CONCORD CA 945211938, CONCORD, CA 94521-1938

Mortgage

Document Number	0000041158
Date	Mar 8, 2017
Instrument	41158

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,035,198 (+2%) Land $572,220 Building $462,978
2025	$12,210.00 (+37.27%)	$1,014,900 (+40.69%) Land $561,000 Building $453,900
2023	$8,895.00 (+1.28%)	$721,377 Land $386,833 Building $334,544
2022	$8,783.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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