Hernando County property record for 4384 3rd Isle Dr, Hernando Beach, FL 34607 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,733 sqft · built 1980 |
| Lot Size | 0.276 acres (12,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $595,000 (Dec 2022) |
| Tax Bill | $7,922 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Aug 2022 Transfer + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | R12-223-16-2310-0840-0020 |
| Primary APN | R12-223-16-2310-0840-0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,733 sqft Living Area |
| Gross Area | 2,757 sqft |
| 1st Floor Area | 1,733 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 12,000 sqft (0.276 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 312 sqft |
|---|---|
| Porch | Screened Porch |
| Porch Area | 1,548 sqft |
| Patio Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00162736 |
|---|---|
| Street Address | 4384 3RD ISLE DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-3123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HERNANDO BEACH UNIT 7 BLK 84 LOTS 2 & 3 ORB 407 PG 285 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 12 |
| Legal Subdivision | HERNANDO BEACH UNIT 7 |
| Legal Block | 84 |
| Legal Lot Number | 2,3 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 41501 |
Source: Hernando County records · APN R12-223-16-2310-0840-0020
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4384 3RD ISLE DR, HERNANDO BEACH, FL 34607-3123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2022 | Warranty Deed, Transfer · VA Mortgage E LOANS MORTGAGE INC |
| Aug 22, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jul 22, 2020 | Warranty Deed ATTORNEY ONLY |
| Jul 02, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 02, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 22, 2022 · Amount on Record |
| Deed Sale | Dec 22, 2022 · Amount on Record |
| Prior Sale | Jul 02, 2020 · Amount on Record |
| Deed Document Number | 202289407 |
| Deed Book / Page | 4251 / 1429 |
| Prior Transfer Date | Jun 26, 2020 |
| Prior Transfer Doc | 0038581117 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Dec 22, 2022 |
| Property Address | 4384 3RD ISLE DR, HERNANDO BEACH, FL 34607-3123 |
| Document Number | 0042511429 |
| Book / Page | 4251 / 1429 |
| Map Reference | MB 7 PG 45 |
| Instrument Date | Dec 19, 2022 |
| Instrument | 2022089407 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2023 |
| Title Company | FRONTIER TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,165.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5035 OAK LEAF LN, HERNANDO BEACH, FL 34607-2948 |
| Name | Verified Name |
|---|---|
| Address | 4384 3RD ISLE DR, HERNANDO BEACH, FL 34607-3123 |
| Document Number | 0042511431 |
|---|---|
| Date | Dec 22, 2022 |
| Instrument | 4251/1431 |
| Name | E LOANS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Aug 22, 2022 |
| Property Address | 4384 3RD ISLE DR, HERNANDO BEACH, FL 34607-3123 |
| Document Number | 0042101806 |
| Book / Page | 4210 / 1806 |
| Instrument Date | Aug 18, 2022 |
| Instrument | 2022063441 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5035 OAK LEAF LN, 5035, HERNANDO BEACH, FL 34607-2948 |
| Name | Verified Name |
|---|---|
| Address | 5035 OAK LEAF LN, HERNANDO BEACH, FL 34607-2948 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 22, 2020 |
| Property Address | 4384 3RD ISLE DR, HERNANDO BEACH, FL 34607-3123 |
| Document Number | 0038660315 |
| Book / Page | 003866 / 000315 |
| Instrument Date | Jun 27, 2020 |
| Instrument | 44194 |
| Record Updated | Aug 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,586.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5035 OAK LEAF LN HERNANDO BEACH FL 346072948, HERNANDO BEACH, FL 34607-2948 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 02, 2020 |
| Property Address | 4384 3RD ISLE DR, HERNANDO BEACH, FL 34607-3123 |
| Document Number | 0038581117 |
| Book / Page | 003858 / 001117 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 40039 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5035 OAK LEAF LN HERNANDO BEACH FL 346072948, HERNANDO BEACH, FL 34607-2948 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 02, 2020 |
| Property Address | 4384 3RD ISLE DR, HERNANDO BEACH, FL 34607-3123 |
| Document Number | 0038581118 |
| Book / Page | 003858 / 001118 |
| Instrument Date | Jun 01, 2020 |
| Instrument | 40040 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,586.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5035 OAK LEAF LN HERNANDO BEACH FL 346072948, HERNANDO BEACH, FL 34607-2948 |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,922.00 (-4.24%) | $561,853 (-3.85%) Land $278,160 Building $283,693 | $561,853 (-4.64%) Land $278,160 Building $283,693 |
| 2023 | $584,321 Land $310,110 Building $274,211 | ||
| 2022 | $8,273.00 | $589,162 Land $286,800 Building $302,362 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Wildfire Risk | Moderate above 43% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,083 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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