Chisago County property record for 43832 Ginger Ave, Harris, MN 55032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,077 sqft · built 1904 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $242,500 (Jul 2026) |
| Tax Bill | $2,284 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00431-00 |
| Primary APN | 14-00431-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,077 sqft Living Area |
| Gross Area | 937 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|
| Account Number | 3981618 |
|---|---|
| Street Address | 43832 GINGER AVE |
| City | HARRIS |
| State | MN |
| Zip | 55032-3662 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B1 |
| Legal Description | SUBDIVISIONNAME FLANDERS' 1ST ADD TO HARRIS LOT 009 BLOCK 001 SUBDIVISIONCD 14030 |
| Legal Range | 021 |
| Legal Township | 036 |
| Legal Section | 28 |
| Legal Subdivision | FLANDERS 1ST ADD TO HARRIS |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | CHISAGO MN |
| Township / Civil Division | HARRIS |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 110202 |
Source: Chisago County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 43832 GINGER AVE, HARRIS, MN 55032-3662 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2026 · Amount on Record |
| Deed Sale | Jul 30, 2026 · Amount on Record |
| Prior Sale | Apr 11, 2024 · Amount on Record |
| Deed Document Number | 2026694938 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHISAGO MN |
| Recording Date | Jul 30, 2026 |
| Property Address | 43832 GINGER AVE, HARRIS, MN 55032-3662 |
| Document Number | 0000694938 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 2026694938 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | TITLE SMART INC, TITLE SMART |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $80,825.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43832 GINGER AVE, HARRIS, MN 55032-3662 |
| Investor | Possibly a Property Investor |
| Document Number | 0000694939, |
|---|---|
| Date | Jul 30, 2026 |
| Instrument | 2026694939 |
| Name | CHURCHILL MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
Source: Chisago County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chisago County |
| Municipality | Harris City |
| Unified School District | North Branch Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,284.00 (+26.75%) | ||
| 2025 | $1,802.00 (+5.13%) Homeowner's exemption | ||
| 2024 | $140,800 (-0.98%) | $171,900 (+4.43%) | |
| 2023 | $1,714.00 (-0.23%) Homeowner's exemption | $142,200 (+5.18%) | $164,600 (+4.05%) Land $65,000 Building $99,600 |
| 2022 | $1,718.00 (+20.48%) Homeowner's exemption | $135,200 (+43.98%) | $158,200 (+31.5%) Land $62,000 Building $96,200 |
| 2021 | $1,426.00 | $93,900 | $120,300 Land $50,000 Building $70,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Harris serves 400 people · EPA ID MN1130005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
| Midco Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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