4383 Sunset Rose Dr, Fort Mill, SC 29708 Property Records

York County property record for 4383 Sunset Rose Dr, Fort Mill, SC 29708

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,870 sqft · built 2005
Lot Size	0.238 acres (10,388 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Apr 2020)
Tax Bill	$3,356 (2025)
Deeds & Mortgages	May 2022 Second Mortgage Jan 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`650-00-00-546`

Property Details

APN / Parcel Number

Primary APN	`650-00-00-546`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,870 sqft Living Area
Gross Area	4,444 sqft
1st Floor Area	1,343 sqft
2nd Floor Area	1,184 sqft
Basement Area	1,343 sqft
Finished Basement	1,343 sqft
Unfinished Basement	1,343 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Brick
Lot Area	10,388 sqft (0.238 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	42 sqft
Deck Area	132 sqft
Patio Area	132 sqft

Location & Zoning

Street Address	4383 SUNSET ROSE DR
City	FORT MILL
State	SC
Zip	29708-8345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDI
Legal Description	WATERSTONE PH 13B LT# 573
Legal Subdivision	WATERSTONE
Legal Lot Number	573
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	2
Census Block	2002
Census Tract	61011

Owner

Source: York County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4383 SUNSET ROSE DR, FORT MILL, SC 29708-8345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FOUNDERS FCU
Jan 20, 2026	Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU
Oct 1, 2019	Deed of Trust, Mortgage · ARM FIRST CITIZENS BANK & TRUST CO
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU
Apr 2, 2020	Deed, Transfer · Conventional Mortgage FOUNDERS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2020 · Amount on Record
Deed Sale	Apr 2, 2020 · Amount on Record
Prior Sale	Jun 29, 2011 · Amount on Record
Deed Document Number	202014000
Deed Book / Page	18175 / 223
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	4383 SUNSET ROSE DR, FORT MILL, SC 29708-8345
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019800001
Date	May 23, 2022
Book Page	20198/1
Instrument	2022023988

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 5, 2037

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	4383 SUNSET ROSE DR, FORT MILL, SC 29708-8345
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2236200101
Date	Jan 20, 2026
Book Page	22362/101
Instrument	2026001892

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	737 PLANTATION RD, LANCASTER, SC 29720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Feb 5, 2051

Interest

Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	4383 SUNSET ROSE DR, FORT MILL, SC 29708-8345
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1781300377
Date	Oct 1, 2019
Book Page	17813/377
Instrument	2019042183

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Oct 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	9.5%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	4383 SUNSET ROSE DR, FORT MILL, SC 29708-8345
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1847800236
Date	Aug 6, 2020
Book Page	18478/236
Instrument	2020035578

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2050

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Apr 2, 2020
Property Address	4383 SUNSET ROSE DR, FORT MILL, SC 29708-8345
Document Number	1817500223
Book / Page	18175 / 223
Map Reference	MB 163 PG 475
Instrument Date	Mar 30, 2020
Instrument	2020014000
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,646.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4383 SUNSET ROSE DRIVE, CHESTER, SC 29706

Mortgage

Document Number	2020014001
Date	Apr 2, 2020
Instrument	2020014001

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Apr 5, 2027
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	10-Year TN
Max Rate	9%

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,356.00 (+18.04%)	$19,114 (+15%) Land $2,925 Building $16,189	$555,400 (+33.66%) Land $85,000 Building $470,400
2023	$2,843.00	$16,621 Land $2,200 Building $14,421	$415,520 Land $55,000 Building $360,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY EAST WD serves 30,225 people · EPA ID SC4620002
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Comporium Cable · Fiber in parts of the area	1,000 / 50

May also be available: AT&T, Verizon.

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