4383 E FM 2795, Alba, TX 75410 Property Records

Rains County property record for 4383 E FM 2795, Alba, TX 75410

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,710 sqft · built 2019
Lot Size	3.71 acres (161,825 sqft)
Owner	Individual Name on Record
Tax Bill	$2,607 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`0080-1250-0010-43`

Property Details

APN / Parcel Number

Primary APN	`0080-1250-0010-43`
Alternative APNs	`R1599` `1599`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,710 sqft Living Area
1st Floor Area	1,710 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	161,825 sqft

Location & Zoning

Account Number	00801250001043
Street Address	4383 E FM 2795
City	ALBA
State	TX
Zip	75410-7361
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0080 FORSYTHE JAMES TRACT 1 ACRES 3.715
Legal Subdivision	FORSYTHE JAMES
Legal Tract	1
Legal Block	1
Jurisdiction	RAINS TX
Township / Civil Division	EMORY
Census Block Group	1
Census Block	1003
Census Tract	950102

Owner

Source: Rains County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4383 E FM 2795, ALBA, TX 75410-7361
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Deed of Trust, Mortgage · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Aug 12, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2024
Deed Sale	Jul 10, 2024
Deed Document Number	20241429
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAINS TX
Property Address	4383 E FM 2795, ALBA, TX 75410-7361
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/3212
Date	Dec 16, 2020
Book Page	2020/3212

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAINS TX
Recording Date	Aug 12, 2019
Property Address	4383 E FM 2795, ALBA, TX 75410-7361
Document Number	02019/1771
Book / Page	2019 / 1771
Instrument Date	Aug 5, 2019
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6294 E US HIGHWAY 69, ALBA, TX 75410-7391

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6294 E US HIGHWAY 69, ALBA, TX 75410-7391

Tax Assessment & Valuation

Source: Rains County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rains County
Unified School District	Rains Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,561 (-4.59%) Land $115,634 Building $297,927	$413,561 (-4.59%) Land $115,634 Building $297,927
2025	$2,607.00 (-26.65%) Homeowner's exemption Senior Citizen's exemption	$433,440 (+28.1%) Land $135,275 Building $298,165	$433,440 (+28.1%) Land $135,275 Building $298,165
2023		$338,372 Land $77,651 Building $260,721	$338,372 Land $77,651 Building $260,721
2022	$3,554.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRIGHT STAR-SALEM SUD serves 7,308 people · EPA ID TX2500015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fixed Wireless	500 / 60
Point Broadband Fixed Wireless	40 / 40

May also be available: Nextlink.

Nearby Properties on E FM 2795

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures